What are the average closing costs in Lake County County?

In Lake County County, the median total loan costs on purchase mortgages were $4,780 in 2024, based on 4,823 originations.

Which lender has the lowest closing costs in Lake County County?

Among lenders with 10+ originations in Lake County County, DHI MORTGAGE COMPANY, LTD. had the lowest median total closing costs at $1,849 in 2024.

How do closing costs in Lake County County compare to Indiana?

Lake County County closing costs (median $4,780) are 20.8% above the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Lake County County, Indiana

In Lake County, Indiana, homebuyers paid a median of $4,780 in closing costs in 2024 — above the Indiana median of $3,958. The county saw 4,823 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $1,849, which is $1,933 less than the county median.

Homebuyers in Lake County County who chose DHI MORTGAGE COMPANY, LTD. paid $2,931 less in closing costs than the county median.

County Median Costs

$4,780

+20.8% vs Indiana ($3,958)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,876

Purchase Originations

4,823

vs Indiana Median

20.8% above

$822

vs National Median

29.1% below

$-1,961

Lender rankings in Lake County County

58 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	DHI MORTGAGE COMPANY, LTD.	$1,849	5.875%	$0	65	−$1,933
2	Providence Bank & Trust	$2,260	6.875%	$625	25	−$1,522
3	Centier Bank	$2,655	7.000%	$920	136	−$1,127
4	U.S. Bank National Association	$2,924	6.750%	$1,144	21	−$858
5	PNC Bank, National Association	$3,035	6.438%	$1,210	14	−$747
6	RUOFF MORTGAGE COMPANY, INC.	$3,085	6.875%	$1,300	95	−$697
7	First Savings Bank of Hegewisch	$3,090	6.100%	$336	11	−$692
8	Peoples Bank	$3,091	6.688%	$1,200	96	−$691
9	First Merchants Bank	$3,147	6.625%	$1,200	33	−$635
10	Old National Bank	$3,147	6.375%	$1,224	53	−$635
11	JPMorgan Chase Bank, National Association	$3,166	6.500%	$1,482	221	−$616
12	Bank of America, National Association	$3,217	6.000%	$1,330	19	−$565
13	Horizon Bank	$3,220	6.990%	$1,275	29	−$562
14	Fifth Third Bank, National Association	$3,281	6.562%	$1,295	42	−$501
15	PROPER RATE, LLC	$3,299	6.750%	$1,540	26	−$483
16	Barrington Bank & Trust Company, National Association	$3,319	6.500%	$1,415	27	−$463
17	THE ANDERSON FINANCIAL GROUP, INC.	$3,356	6.875%	$1,550	11	−$426
18	AMERICAN FIDELITY MORTGAGE SERVICES, INC.	$3,391	6.933%	$1,565	10	−$391
19	LOWER, LLC	$3,419	7.058%	$1,492	10	−$363
20	First Financial Bank	$3,446	7.000%	$1,435	51	−$336
21	TECH Credit Union	$3,513	6.875%	$1,319	57	−$269
22	GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	$3,673	6.625%	$2,097	69	−$109
23	BMO Bank National Association	$3,685	6.875%	$1,250	14	−$97
24	GUARANTEED RATE, INC.	$3,720	6.625%	$1,801	224	−$62
25	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$3,743	6.990%	$1,733	158	−$39
26	LENNAR MORTGAGE, LLC	$3,782	4.990%	$1,350	189	+$0
27	NAVY FEDERAL CREDIT UNION	$3,867	6.875%	$2,064	16	+$85
28	DIAMOND RESIDENTIAL MORTGAGE CORPORATION	$3,937	6.990%	$2,080	78	+$155
29	AMERICAN FINANCIAL NETWORK, INC.	$3,939	6.875%	$2,222	56	+$157
30	The Huntington National Bank	$3,966	6.750%	$1,990	32	+$184
31	RAPID MORTGAGE COMPANY	$3,990	7.438%	$1,779	10	+$208
32	PACOR MORTGAGE CORP.	$4,035	6.500%	$3,001	17	+$253
33	AMERICAN PORTFOLIO MORTGAGE CORPORATION	$4,043	6.750%	$2,056	40	+$261
34	CMG MORTGAGE, INC.	$4,049	6.933%	$2,231	38	+$267
35	NEWREZ LLC	$4,059	7.125%	$2,178	15	+$277
36	NEW AMERICAN FUNDING, LLC	$4,076	6.990%	$1,865	32	+$294
37	Wells Fargo Bank, National Association	$4,111	6.375%	$2,218	16	+$329
38	UNION HOME MORTGAGE CORP.	$4,128	7.062%	$1,921	46	+$346
39	AMERIHOME MORTGAGE COMPANY, LLC	$4,248	6.875%	$2,431	25	+$466
40	GUILD MORTGAGE COMPANY LLC	$4,459	6.625%	$2,958	75	+$677
41	TOWNE MORTGAGE COMPANY	$4,785	6.625%	$2,203	12	+$1,003
42	University Bank	$4,811	6.625%	$2,970	85	+$1,029
43	Neighborhood Loans, Inc.	$4,946	6.875%	$2,499	24	+$1,164
44	FIRST COMMUNITY MORTGAGE, INC.	$4,949	7.125%	$3,259	26	+$1,167
45	Ixonia Bank	$5,063	6.990%	$3,159	63	+$1,281
46	LOANDEPOT.COM, LLC	$5,092	7.125%	$3,095	37	+$1,310
47	LEADERONE FINANCIAL CORPORATION	$5,264	6.990%	$2,680	15	+$1,482
48	PRIMELENDING, A PLAINSCAPITAL COMPANY	$5,285	6.875%	$3,857	21	+$1,503
49	UNITED WHOLESALE MORTGAGE, LLC	$5,414	6.999%	$3,754	74	+$1,632
50	ROCKET MORTGAGE, LLC	$5,584	6.625%	$4,042	130	+$1,802
51	AMERICAN PACIFIC MORTGAGE CORPORATION	$5,593	6.875%	$4,058	33	+$1,811
52	CROSSCOUNTRY MORTGAGE, LLC	$5,747	6.990%	$3,909	140	+$1,965
53	Luminate Home Loans, Inc.	$5,770	6.995%	$4,022	10	+$1,988
54	DIRECT MORTGAGE LOANS, LLC	$7,191	6.750%	$5,164	75	+$3,409

Includes lenders with 10+ purchase originations in Lake County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.