Purchase Originations
887
Ranked #414 nationally
Median Total Costs
$6,082
−8.9% vs national ($6,680)
↓ $247 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,006
Median Lender Credits
$96
Cost Rank (500+ vol.)
#286
among lenders with 500+ originations
Denial Rate
2.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 520 | 6.750% | $4,259 | $1,670 |
| fha | 275 | 6.625% | $9,765 | $3,230 |
| va | 64 | 6.750% | $6,144 | $2,355 |
| usda | 28 | 6.750% | $4,870 | $1,470 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 412 | 6.750% | $5,082 | #42 |
| Illinois | 194 | 6.750% | $6,336 | #101 |
| Wisconsin | 116 | 6.625% | $4,264 | #83 |
| Georgia | 70 | 6.000% | $12,166 | #169 |
| Michigan | 33 | 6.625% | $4,963 | — |
| Ohio | 30 | 6.625% | $6,059 | — |
| Colorado | 14 | 6.250% | $9,012 | — |
| Florida | 7 | 6.750% | $7,185 | — |
| Nevada | 3 | 6.990% | $14,177 | — |
| Missouri | 2 | 6.125% | $3,923 | — |
| Iowa | 1 | 7.125% | $3,618 | — |
| Kentucky | 1 | 7.125% | $4,011 | — |
| Minnesota | 1 | 5.875% | $19,236 | — |
| South Carolina | 1 | 6.750% | $5,033 | — |
| Tennessee | 1 | 6.875% | $7,195 | — |
| Texas | 1 | 6.625% | $12,460 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,950 | 6.875% | — | 12 | −$2,132 | |
| 2 | $4,135 | 6.625% | — | 35 | −$1,947 | |
| 3 | $4,482 | 6.990% | — | 29 | −$1,600 | |
| 4 | $4,619 | 6.625% | — | 23 | −$1,463 | |
| 5 | $4,621 | 6.624% | — | 12 | −$1,461 | |
| 6 | $4,789 | 6.875% | — | 131 | −$1,293 | |
| 7 | $4,974 | 6.625% | — | 34 | −$1,108 | |
| 8 | $5,220 | 6.750% | — | 14 | −$862 | |
| 9 | $5,358 | 6.750% | — | 70 | −$724 | |
| 10 | $5,480 | 6.875% | — | 21 | −$602 | |
| 11 | $5,831 | 6.750% | — | 113 | −$251 | |
| 12 | $6,032 | 6.990% | — | 8 | −$50 | |
| 13 | $6,397 | 6.624% | — | 16 | +$315 | |
| 14 | $6,619 | 6.750% | — | 13 | +$537 | |
| 15 | $6,918 | 6.750% | — | 21 | +$836 | |
| 16 | $8,001 | 6.625% | — | 66 | +$1,919 | |
| 17 | $10,682 | 5.990% | — | 14 | +$4,600 | |
| 18 | $12,448 | 6.250% | — | 9 | +$6,366 | |
| 19 | $13,078 | 6.188% | — | 18 | +$6,996 | |
| 20 | $13,618 | 6.062% | — | 10 | +$7,536 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Diamond Residential Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $6,082 | $7,127 | −$1,045 (−14.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.