Lowest closing cost mortgage lenders in Madison County County, Indiana
In Madison County, Indiana, homebuyers paid a median of $4,333 in closing costs in 2024 — above the Indiana median of $3,958. The county saw 1,446 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $1,765, which is $1,560 less than the county median.
Homebuyers in Madison County County who chose DHI MORTGAGE COMPANY, LTD. paid $2,568 less in closing costs than the county median.
County Median Costs
$4,333
+9.5% vs Indiana ($3,958)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,750
Purchase Originations
1,446
vs Indiana Median
9.5% above
$375
vs National Median
35.7% below
$-2,408
Lender rankings in Madison County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,765 | 5.750% | $0 | 14 | −$1,560 | |
| 2 | $2,364 | 6.625% | $1,067 | 18 | −$961 | |
| 3 | $2,551 | 6.562% | $900 | 12 | −$774 | |
| 4 | $2,672 | 6.500% | $995 | 12 | −$652 | |
| 5 | $2,740 | 6.812% | $1,408 | 86 | −$585 | |
| 6 | $2,894 | 6.625% | $1,200 | 41 | −$431 | |
| 7 | $2,969 | 6.625% | $1,314 | 35 | −$356 | |
| 8 | $3,021 | 6.750% | $1,192 | 15 | −$304 | |
| 9 | $3,200 | 6.625% | $1,693 | 11 | −$125 | |
| 10 | $3,292 | 6.875% | $1,295 | 21 | −$33 | |
| 11 | $3,312 | 6.990% | $1,638 | 39 | −$13 | |
| 12 | $3,587 | 6.990% | $1,839 | 31 | +$262 | |
| 13 | $3,657 | 7.125% | $1,867 | 12 | +$332 | |
| 14 | $3,747 | 6.625% | $2,255 | 39 | +$422 | |
| 15 | $3,898 | 6.933% | $2,389 | 38 | +$573 | |
| 16 | $4,099 | 6.808% | $2,328 | 28 | +$774 | |
| 17 | $4,112 | 6.812% | $2,508 | 32 | +$787 | |
| 18 | $4,517 | 6.975% | $3,130 | 69 | +$1,192 | |
| 19 | $5,035 | 5.990% | $2,764 | 59 | +$1,710 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.