Homebuyers in Madison County County who chose Union Savings Bank paid $2,745 less in closing costs than the county median.
County Median Costs
$4,255
+9.1% vs Indiana ($3,902)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,635
Purchase Originations
1,423
Denial Rate
8.2%
vs Indiana avg (7.8%)
vs Indiana Median
9.1% above
$353
vs National Median
36.3% below
$-2,425
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,510 | 6.750% | $500 | 10 | −$1,829 | |
| 2 | $2,413 | 6.812% | $975 | 16 | −$926 | |
| 3 | $2,434 | 6.875% | $1,085 | 101 | −$906 | |
| 4 | $2,752 | 6.375% | $995 | 10 | −$587 | |
| 5 | $2,803 | 6.933% | $969 | 10 | −$536 | |
| 6 | $2,903 | 6.688% | $1,264 | 12 | −$436 | |
| 7 | $2,911 | 6.562% | $1,300 | 40 | −$428 | |
| 8 | $3,007 | 6.875% | $1,595 | 31 | −$332 | |
| 9 | $3,075 | 6.433% | $1,316 | 14 | −$264 | |
| 10 | $3,236 | 6.375% | $1,535 | 12 | −$103 | |
| 11 | $3,295 | 6.250% | $1,703 | 34 | −$44 | |
| 12 | $3,428 | 6.500% | $1,548 | 38 | +$89 | |
| 13 | $3,455 | 5.490% | $1,495 | 30 | +$116 | |
| 14 | $3,576 | 6.499% | $2,067 | 22 | +$237 | |
| 15 | $3,683 | 6.990% | $2,106 | 14 | +$344 | |
| 16 | $3,786 | 6.750% | $2,286 | 32 | +$447 | |
| 17 | $3,804 | 6.625% | $2,209 | 11 | +$465 | |
| 18 | $3,920 | 6.875% | $2,340 | 57 | +$581 | |
| 19 | $4,194 | 6.875% | $2,537 | 25 | +$855 | |
| 20 | $4,301 | 6.729% | $2,661 | 10 | +$962 | |
| 21 | $4,316 | 6.625% | $2,526 | 31 | +$977 | |
| 22 | $6,042 | 6.875% | $3,636 | 12 | +$2,703 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.