Purchase Originations
280
Median Total Costs
$5,259
−21.3% vs national ($6,680)
↓ $834 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.240% vs prior year
Median Origination
$2,693
Median Lender Credits
$56
Denial Rate
5.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 202 | 6.875% | $4,195 | $2,588 |
| fha | 58 | 6.750% | $8,799 | $3,221 |
| va | 20 | 6.250% | $8,090 | $2,158 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 280 | 6.750% | $5,259 | #67 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,966 | 7.125% | — | 5 | −$2,293 | |
| 2 | $3,260 | 6.625% | — | 3 | −$1,999 | |
| 3 | $3,544 | 6.500% | — | 1 | −$1,715 | |
| 4 | $3,812 | 6.933% | — | 50 | −$1,447 | |
| 5 | $4,058 | 7.125% | — | 2 | −$1,201 | |
| 6 | $4,105 | 6.812% | — | 2 | −$1,154 | |
| 7 | $4,198 | 6.625% | — | 15 | −$1,061 | |
| 8 | $4,316 | 7.875% | — | 5 | −$943 | |
| 9 | $4,872 | 6.625% | — | 46 | −$387 | |
| 10 | $5,258 | 6.990% | — | 11 | −$1 | |
| 11 | $5,565 | 6.740% | — | 3 | +$306 | |
| 12 | $5,603 | 6.750% | — | 2 | +$344 | |
| 13 | $5,688 | 6.875% | — | 3 | +$429 | |
| 14 | $5,710 | 6.990% | — | 9 | +$451 | |
| 15 | $6,402 | 6.750% | — | 101 | +$1,143 | |
| 16 | $7,174 | 6.120% | — | 2 | +$1,915 | |
| 17 | $7,578 | 6.875% | — | 5 | +$2,319 | |
| 18 | $7,678 | 7.125% | — | 2 | +$2,419 | |
| 19 | $8,316 | 6.812% | — | 2 | +$3,057 | |
| 20 | $8,878 | 7.000% | — | 1 | +$3,619 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Milestone Home Lending, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $5,259 | $7,127 | −$1,868 (−26.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.