Lowest closing cost mortgage lenders in Ripley County County, Indiana
In Ripley County, Indiana, homebuyers paid a median of $3,805 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 201 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, THE FRIENDSHIP STATE BANK offered the lowest median costs at $1,737, which is $1,429 less than the county median.
Homebuyers in Ripley County County who chose THE FRIENDSHIP STATE BANK paid $2,068 less in closing costs than the county median.
County Median Costs
$3,805
−3.9% vs Indiana ($3,958)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,773
Purchase Originations
201
vs Indiana Median
3.9% below
$-153
vs National Median
43.5% below
$-2,936
Lender rankings in Ripley County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,737 | 6.750% | $750 | 17 | −$1,429 | |
| 2 | $2,347 | 6.875% | $950 | 11 | −$819 | |
| 3 | $2,630 | 6.625% | $1,435 | 21 | −$536 | |
| 4 | $3,936 | 6.625% | $2,191 | 16 | +$770 |
Includes lenders with 10+ purchase originations in Ripley County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.