Lowest closing cost mortgage lenders in Floyd County County, Indiana
In Floyd County, Indiana, homebuyers paid a median of $3,988 in closing costs in 2024 — near the Indiana median of $3,958. The county saw 984 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $2,290, which is $987 less than the county median.
Homebuyers in Floyd County County who chose JPMorgan Chase Bank, National Association paid $1,698 less in closing costs than the county median.
County Median Costs
$3,988
+0.8% vs Indiana ($3,958)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,546
Purchase Originations
984
vs Indiana Median
0.8% above
$30
vs National Median
40.8% below
$-2,753
Lender rankings in Floyd County County
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,290 | 6.808% | $952 | 22 | −$987 | |
| 2 | $2,476 | 6.990% | $795 | 29 | −$801 | |
| 3 | $2,561 | 6.625% | $995 | 20 | −$716 | |
| 4 | $2,572 | 6.875% | $695 | 12 | −$705 | |
| 5 | $2,648 | 6.990% | $1,120 | 19 | −$628 | |
| 6 | $2,744 | 6.500% | $955 | 24 | −$533 | |
| 7 | $2,744 | 6.625% | $1,105 | 19 | −$533 | |
| 8 | $3,023 | 6.688% | $1,295 | 10 | −$254 | |
| 9 | $3,037 | 6.438% | $1,255 | 16 | −$240 | |
| 10 | $3,271 | 6.990% | $1,546 | 12 | −$6 | |
| 11 | $3,460 | 5.995% | $1,495 | 22 | +$183 | |
| 12 | $3,564 | 6.750% | $1,839 | 20 | +$287 | |
| 13 | $3,785 | 6.625% | $1,845 | 15 | +$508 | |
| 14 | $3,854 | 7.000% | $1,910 | 11 | +$577 | |
| 15 | $3,922 | 6.625% | $2,992 | 67 | +$644 | |
| 16 | $3,925 | 6.625% | $2,309 | 12 | +$648 | |
| 17 | $4,098 | 6.999% | $2,401 | 75 | +$821 | |
| 18 | $4,122 | 6.750% | $2,492 | 20 | +$845 | |
| 19 | $5,050 | 7.188% | $3,026 | 14 | +$1,773 |
Includes lenders with 10+ purchase originations in Floyd County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.