Lowest closing cost mortgage lenders in Wells County County, Indiana
In Wells County, Indiana, homebuyers paid a median of $3,186 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 313 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Three Rivers Federal Credit Union offered the lowest median costs at $2,600, which is $357 less than the county median.
Homebuyers in Wells County County who chose Three Rivers Federal Credit Union paid $586 less in closing costs than the county median.
County Median Costs
$3,186
−19.5% vs Indiana ($3,958)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,500
Purchase Originations
313
vs Indiana Median
19.5% below
$-772
vs National Median
52.7% below
$-3,555
Lender rankings in Wells County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,600 | 6.625% | $1,054 | 28 | −$357 | |
| 2 | $2,951 | 6.625% | $1,408 | 11 | −$6 | |
| 3 | $2,956 | 6.875% | $1,515 | 34 | −$1 | |
| 4 | $3,203 | 6.875% | $1,775 | 42 | +$246 |
Includes lenders with 10+ purchase originations in Wells County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.