Lowest closing cost mortgage lenders in Howard County County, Indiana
In Howard County, Indiana, homebuyers paid a median of $3,453 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 1,042 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, ZIPPY LOANS, LLC offered the lowest median costs at $1,534, which is $1,348 less than the county median.
Homebuyers in Howard County County who chose ZIPPY LOANS, LLC paid $1,919 less in closing costs than the county median.
County Median Costs
$3,453
−12.8% vs Indiana ($3,958)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,528
Purchase Originations
1,042
vs Indiana Median
12.8% below
$-505
vs National Median
48.8% below
$-3,288
Lender rankings in Howard County County
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,534 | 8.000% | $1,305 | 25 | −$1,348 | |
| 2 | $1,849 | 6.750% | $562 | 31 | −$1,033 | |
| 3 | $2,340 | 6.750% | $825 | 19 | −$542 | |
| 4 | $2,421 | 6.750% | $1,487 | 11 | −$461 | |
| 5 | $2,521 | 6.625% | $1,112 | 45 | −$361 | |
| 6 | $2,582 | 6.500% | $1,209 | 25 | −$300 | |
| 7 | $2,684 | 6.625% | $1,515 | 89 | −$198 | |
| 8 | $2,698 | 6.875% | $1,192 | 39 | −$184 | |
| 9 | $3,393 | 6.625% | $1,845 | 20 | +$511 | |
| 10 | $3,431 | 7.000% | $1,546 | 26 | +$549 | |
| 11 | $3,827 | 6.990% | $2,451 | 56 | +$945 | |
| 12 | $3,882 | 7.125% | $2,600 | 38 | +$1,000 | |
| 13 | $4,052 | 5.625% | $2,044 | 30 | +$1,170 | |
| 14 | $5,076 | 6.562% | $3,792 | 18 | +$2,194 |
Includes lenders with 10+ purchase originations in Howard County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.