Homebuyers in Jackson County County who chose Centra Credit Union paid $1,987 less in closing costs than the county median.
County Median Costs
$4,610
+18.1% vs Indiana ($3,902)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,763
Purchase Originations
364
Denial Rate
5.3%
vs Indiana avg (7.8%)
vs Indiana Median
18.1% above
$708
vs National Median
31.0% below
$-2,070
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,623 | 6.750% | $795 | 38 | −$547 | |
| 2 | $2,799 | 6.625% | $825 | 37 | −$371 | |
| 3 | $4,075 | 6.500% | $2,334 | 10 | +$905 | |
| 4 | $4,158 | 6.875% | $2,625 | 15 | +$988 | |
| 5 | $4,195 | 6.875% | $2,186 | 20 | +$1,025 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.