Wolfe Financial, Inc closing costs and rates (2024)
In 2024, Wolfe Financial, Inc originated 1,010 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $6,613. That ranks #371 nationally by origination volume. For total closing costs among lenders with 500+ originations, Wolfe Financial, Inc ranks #343. That is $128 below the national median of $6,741. Wolfe Financial, Inc is most active in Indiana with 412 originations there.
Purchase Originations
1,010
Ranked #371 nationally
Median Total Costs
$6,613
−1.9% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$3,021
Median Lender Credits
$55
Cost Rank (500+ vol.)
#343
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 498 | 6.875% | $5,026 | $2,969 |
| fha | 348 | 6.750% | $9,854 | $3,723 |
| va | 110 | 6.750% | $5,633 | $0 |
| usda | 54 | 6.750% | $5,930 | $2,479 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 412 | 7.125% | $4,607 | #43 |
| Tennessee | 119 | 6.750% | $9,052 | #110 |
| North Carolina | 107 | 6.875% | $6,633 | #146 |
| Texas | 94 | 6.625% | $8,463 | #284 |
| Florida | 75 | 6.875% | $10,147 | #271 |
| Louisiana | 48 | 6.625% | $10,098 | — |
| Wisconsin | 46 | 7.000% | $5,733 | — |
| Alabama | 41 | 6.500% | $9,697 | — |
| Georgia | 35 | 7.000% | $8,663 | — |
| Illinois | 12 | 6.688% | $3,434 | — |
| Mississippi | 11 | 6.750% | $11,925 | — |
| South Carolina | 7 | 6.875% | $8,227 | — |
| Arkansas | 2 | 6.125% | $7,093 | — |
| Virginia | 1 | 6.625% | $9,342 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,168 | 7.188% | — | 18 | −$3,445 | |
| 2 | $3,578 | 7.125% | — | 33 | −$3,035 | |
| 3 | $3,857 | 7.000% | — | 56 | −$2,756 | |
| 4 | $4,098 | 7.125% | — | 26 | −$2,515 | |
| 5 | $4,185 | 6.875% | — | 13 | −$2,428 | |
| 6 | $4,228 | 7.125% | — | 65 | −$2,385 | |
| 7 | $4,463 | 7.000% | — | 47 | −$2,150 | |
| 8 | $5,191 | 6.750% | — | 36 | −$1,422 | |
| 9 | $5,334 | 7.000% | — | 16 | −$1,279 | |
| 10 | $5,633 | 7.000% | — | 15 | −$980 | |
| 11 | $6,434 | 7.000% | — | 42 | −$179 | |
| 12 | $7,159 | 6.750% | — | 59 | +$546 | |
| 13 | $8,063 | 6.875% | — | 37 | +$1,450 | |
| 14 | $8,313 | 6.875% | — | 26 | +$1,700 | |
| 15 | $8,334 | 6.875% | — | 31 | +$1,721 | |
| 16 | $8,856 | 6.250% | — | 19 | +$2,243 | |
| 17 | $9,443 | 6.562% | — | 18 | +$2,830 | |
| 18 | $10,333 | 6.688% | — | 22 | +$3,720 | |
| 19 | $10,383 | 6.625% | — | 22 | +$3,770 | |
| 20 | $10,457 | 6.562% | — | 18 | +$3,844 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.