Purchase Originations
969
Ranked #387 nationally
Median Total Costs
$6,442
−3.6% vs national ($6,680)
↓ $171 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,539
Median Lender Credits
$74
Cost Rank (500+ vol.)
#320
among lenders with 500+ originations
Denial Rate
2.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 466 | 6.875% | $4,367 | $2,290 |
| fha | 368 | 6.625% | $9,423 | $3,252 |
| va | 90 | 6.750% | $4,936 | $213 |
| usda | 45 | 6.625% | $5,391 | $1,695 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 433 | 6.875% | $4,220 | #36 |
| North Carolina | 143 | 6.625% | $6,853 | #127 |
| Tennessee | 64 | 6.750% | $9,615 | #165 |
| Texas | 62 | 6.625% | $8,500 | #321 |
| Alabama | 56 | 5.990% | $9,780 | #127 |
| Louisiana | 54 | 6.625% | $10,044 | #80 |
| Florida | 51 | 6.625% | $11,306 | #325 |
| Wisconsin | 42 | 7.125% | $6,189 | — |
| Georgia | 23 | 6.625% | $9,443 | — |
| Illinois | 18 | 6.750% | $4,779 | — |
| Mississippi | 12 | 6.495% | $8,741 | — |
| South Carolina | 11 | 6.750% | $11,113 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,282 | 6.750% | — | 41 | −$3,160 | |
| 2 | $3,510 | 6.750% | — | 57 | −$2,932 | |
| 3 | $4,028 | 6.875% | — | 39 | −$2,414 | |
| 4 | $4,072 | 6.990% | — | 16 | −$2,370 | |
| 5 | $4,353 | 6.750% | — | 15 | −$2,089 | |
| 6 | $4,566 | 6.750% | — | 25 | −$1,876 | |
| 7 | $4,733 | 6.875% | — | 61 | −$1,709 | |
| 8 | $4,978 | 7.125% | — | 23 | −$1,464 | |
| 9 | $5,483 | 6.750% | — | 35 | −$959 | |
| 10 | $6,123 | 7.125% | — | 15 | −$319 | |
| 11 | $6,320 | 6.562% | — | 26 | −$122 | |
| 12 | $6,591 | 6.750% | — | 49 | +$149 | |
| 13 | $7,785 | 6.500% | — | 57 | +$1,343 | |
| 14 | $8,795 | 6.250% | — | 13 | +$2,353 | |
| 15 | $9,869 | 6.125% | — | 17 | +$3,427 | |
| 16 | $10,300 | 6.625% | — | 19 | +$3,858 | |
| 17 | $10,550 | 6.500% | — | 20 | +$4,108 | |
| 18 | $11,145 | 6.750% | — | 22 | +$4,703 | |
| 19 | $11,399 | 6.438% | — | 22 | +$4,957 | |
| 20 | $14,956 | 6.490% | — | 12 | +$8,514 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Wolfe Financial, Inc | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $235,000 | $335,000 | −$100,000 (−29.9%) |
| Median total closing costs | $6,442 | $7,127 | −$685 (−9.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.