Lowest closing cost mortgage lenders in Elkhart County County, Indiana
In Elkhart County, Indiana, homebuyers paid a median of $3,926 in closing costs in 2024 — near the Indiana median of $3,958. The county saw 1,716 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, Centier Bank offered the lowest median costs at $757, which is $2,534 less than the county median.
Homebuyers in Elkhart County County who chose Centier Bank paid $3,169 less in closing costs than the county median.
County Median Costs
$3,926
−0.8% vs Indiana ($3,958)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,838
Purchase Originations
1,716
vs Indiana Median
0.8% below
$-32
vs National Median
41.8% below
$-2,815
Lender rankings in Elkhart County County
26 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $757 | 7.250% | $0 | 19 | −$2,534 | |
| 2 | $1,982 | 6.875% | $750 | 15 | −$1,309 | |
| 3 | $2,334 | 6.625% | $825 | 149 | −$957 | |
| 4 | $2,346 | 7.125% | $1,295 | 11 | −$945 | |
| 5 | $2,412 | 6.625% | $1,005 | 17 | −$879 | |
| 6 | $2,721 | 7.000% | $1,275 | 26 | −$570 | |
| 7 | $2,742 | 6.740% | $975 | 11 | −$549 | |
| 8 | $2,828 | 6.812% | $1,135 | 46 | −$463 | |
| 9 | $2,876 | 6.625% | $1,482 | 53 | −$415 | |
| 10 | $2,877 | 7.000% | $1,418 | 31 | −$414 | |
| 11 | $2,938 | 6.625% | $1,541 | 134 | −$353 | |
| 12 | $2,957 | 7.100% | $1,500 | 19 | −$334 | |
| 13 | $3,248 | 7.000% | $1,750 | 73 | −$42 | |
| 14 | $3,726 | 6.990% | $2,333 | 166 | +$435 | |
| 15 | $3,744 | 7.125% | $2,368 | 78 | +$453 | |
| 16 | $3,763 | 6.750% | $2,333 | 66 | +$472 | |
| 17 | $3,888 | 6.990% | $2,266 | 39 | +$597 | |
| 18 | $4,375 | 7.125% | $2,887 | 64 | +$1,084 | |
| 19 | $4,628 | 6.938% | $3,070 | 10 | +$1,337 | |
| 20 | $4,946 | 7.250% | $3,623 | 10 | +$1,655 | |
| 21 | $5,014 | 7.125% | $3,863 | 25 | +$1,723 | |
| 22 | $5,552 | 7.000% | $3,119 | 62 | +$2,261 | |
| 23 | $6,115 | 7.000% | $5,200 | 19 | +$2,824 | |
| 24 | $6,221 | 6.625% | $4,244 | 26 | +$2,930 |
Includes lenders with 10+ purchase originations in Elkhart County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.