Homebuyers in Elkhart County County who chose Centier Bank paid $2,801 less in closing costs than the county median.
County Median Costs
$4,129
+5.8% vs Indiana ($3,902)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,762
Purchase Originations
1,741
Denial Rate
11.0%
vs Indiana avg (7.8%)
vs Indiana Median
5.8% above
$227
vs National Median
38.2% below
$-2,551
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,328 | 7.188% | $0 | 22 | −$2,113 | |
| 2 | $2,098 | 6.438% | $799 | 26 | −$1,343 | |
| 3 | $2,342 | 6.750% | $825 | 105 | −$1,099 | |
| 4 | $2,482 | 6.375% | $1,095 | 41 | −$959 | |
| 5 | $2,512 | 6.938% | $845 | 26 | −$929 | |
| 6 | $2,683 | 6.625% | $1,035 | 27 | −$758 | |
| 7 | $2,880 | 6.875% | $1,099 | 12 | −$561 | |
| 8 | $2,951 | 6.625% | $1,150 | 13 | −$490 | |
| 9 | $2,976 | 6.562% | $975 | 10 | −$465 | |
| 10 | $3,085 | 6.570% | $1,500 | 28 | −$356 | |
| 11 | $3,104 | 6.875% | $1,275 | 12 | −$337 | |
| 12 | $3,188 | 6.625% | $1,487 | 49 | −$253 | |
| 13 | $3,206 | 6.625% | $1,395 | 10 | −$235 | |
| 14 | $3,273 | 7.000% | $1,770 | 11 | −$168 | |
| 15 | $3,487 | 6.875% | $1,750 | 66 | +$46 | |
| 16 | $3,513 | 6.875% | $1,805 | 173 | +$72 | |
| 17 | $3,563 | 6.500% | $1,710 | 13 | +$122 | |
| 18 | $3,640 | 6.575% | $1,885 | 46 | +$199 | |
| 19 | $4,029 | 6.875% | $2,458 | 177 | +$588 | |
| 20 | $4,143 | 6.625% | $2,379 | 93 | +$702 | |
| 21 | $4,907 | 6.875% | $3,296 | 24 | +$1,466 | |
| 22 | $5,080 | 6.625% | $3,262 | 42 | +$1,639 | |
| 23 | $5,367 | 6.625% | $4,352 | 19 | +$1,926 | |
| 24 | $5,930 | 6.625% | $4,700 | 48 | +$2,489 | |
| 25 | $6,295 | 6.750% | $5,438 | 17 | +$2,854 |
Includes lenders with 10+ purchase originations in Elkhart County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.