Lowest closing cost mortgage lenders in Decatur County County, Indiana
In Decatur County, Indiana, homebuyers paid a median of $4,557 in closing costs in 2024 — above the Indiana median of $3,958. The county saw 252 purchase mortgages at a median rate of 6.81%. Among lenders with 10+ originations, RUOFF MORTGAGE COMPANY, INC. offered the lowest median costs at $1,799, which is $1,272 less than the county median.
Homebuyers in Decatur County County who chose RUOFF MORTGAGE COMPANY, INC. paid $2,758 less in closing costs than the county median.
County Median Costs
$4,557
+15.1% vs Indiana ($3,958)
Median Rate
6.810%
+2.9% vs national (6.620%)
Median Origination
$1,846
Purchase Originations
252
vs Indiana Median
15.1% above
$599
vs National Median
32.4% below
$-2,184
Lender rankings in Decatur County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,799 | 6.562% | $747 | 10 | −$1,272 | |
| 2 | $2,196 | 6.625% | $1,435 | 23 | −$875 | |
| 3 | $2,336 | 6.625% | $995 | 13 | −$735 | |
| 4 | $5,076 | 6.875% | $3,738 | 31 | +$2,006 |
Includes lenders with 10+ purchase originations in Decatur County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.