Homebuyers in Decatur County County who chose RUOFF MORTGAGE COMPANY, INC. paid $1,959 less in closing costs than the county median.
County Median Costs
$3,832
−1.8% vs Indiana ($3,902)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,452
Purchase Originations
242
Denial Rate
7.4%
vs Indiana avg (7.8%)
vs Indiana Median
1.8% below
$-70
vs National Median
42.6% below
$-2,848
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,873 | 6.625% | $212 | 16 | −$1,151 | |
| 2 | $2,372 | 6.625% | $795 | 10 | −$652 | |
| 3 | $2,683 | 6.625% | $1,435 | 20 | −$341 | |
| 4 | $2,859 | 6.500% | $825 | 20 | −$165 | |
| 5 | $3,479 | 6.875% | $2,192 | 16 | +$455 |
Includes lenders with 10+ purchase originations in Decatur County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.