What are the average closing costs in DeKalb County County?

In DeKalb County County, the median total loan costs on purchase mortgages were $3,659 in 2024, based on 494 originations.

Which lender has the lowest closing costs in DeKalb County County?

Among lenders with 10+ originations in DeKalb County County, PROFED CREDIT UNION had the lowest median total closing costs at $2,338 in 2024.

How do closing costs in DeKalb County County compare to Indiana?

DeKalb County County closing costs (median $3,659) are 7.5% below the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in DeKalb County County, Indiana

In DeKalb County, Indiana, homebuyers paid a median of $3,659 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 494 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, PROFED CREDIT UNION offered the lowest median costs at $2,338, which is $570 less than the county median.

Homebuyers in DeKalb County County who chose PROFED CREDIT UNION paid $1,321 less in closing costs than the county median.

County Median Costs

$3,659

−7.5% vs Indiana ($3,958)

Median Rate

6.880%

+3.9% vs national (6.620%)

Median Origination

$1,515

Purchase Originations

494

vs Indiana Median

7.5% below

$-299

vs National Median

45.7% below

$-3,082

Lender rankings in DeKalb County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	PROFED CREDIT UNION	$2,338	6.312%	$950	16	−$570
2	Three Rivers Federal Credit Union	$2,557	6.625%	$1,054	55	−$351
3	First Merchants Bank	$2,775	7.000%	$1,200	10	−$133
4	Fifth Third Bank, National Association	$2,884	6.500%	$1,295	11	−$24
5	RUOFF MORTGAGE COMPANY, INC.	$3,006	6.750%	$1,568	67	+$98
6	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$3,223	6.625%	$1,911	11	+$315
7	HALLMARK HOME MORTGAGE, LLC	$3,242	7.125%	$1,924	17	+$334
8	GVC MORTGAGE, INC.	$4,726	6.975%	$3,236	25	+$1,818

Includes lenders with 10+ purchase originations in DeKalb County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.