Lowest closing cost mortgage lenders in Hamilton County County, Indiana
In Hamilton County, Indiana, homebuyers paid a median of $3,775 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 5,469 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $659, which is $2,934 less than the county median.
Homebuyers in Hamilton County County who chose PULTE MORTGAGE LLC paid $3,116 less in closing costs than the county median.
County Median Costs
$3,775
−4.6% vs Indiana ($3,958)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,495
Purchase Originations
5,469
vs Indiana Median
4.6% below
$-183
vs National Median
44.0% below
$-2,966
Lender rankings in Hamilton County County
66 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $659 | 5.500% | $0 | 237 | −$2,934 | |
| 2 | $1,740 | 5.500% | $0 | 16 | −$1,853 | |
| 3 | $1,850 | 6.375% | $0 | 20 | −$1,743 | |
| 4 | $2,025 | 7.000% | $200 | 13 | −$1,568 | |
| 5 | $2,126 | 6.500% | $660 | 88 | −$1,467 | |
| 6 | $2,254 | 6.875% | $500 | 93 | −$1,340 | |
| 7 | $2,322 | 6.500% | $995 | 35 | −$1,271 | |
| 8 | $2,414 | 7.000% | $650 | 10 | −$1,179 | |
| 9 | $2,555 | 7.188% | $850 | 12 | −$1,038 | |
| 10 | $2,585 | 6.625% | $500 | 30 | −$1,008 | |
| 11 | $2,617 | 6.688% | $1,060 | 30 | −$976 | |
| 12 | $2,711 | 6.625% | $767 | 15 | −$882 | |
| 13 | $2,819 | 6.625% | $1,076 | 19 | −$774 | |
| 14 | $2,888 | 6.000% | $1,230 | 22 | −$705 | |
| 15 | $2,990 | 7.062% | $1,049 | 22 | −$603 | |
| 16 | $3,036 | 7.125% | $1,300 | 12 | −$557 | |
| 17 | $3,038 | 6.188% | $995 | 48 | −$556 | |
| 18 | $3,051 | 6.562% | $1,044 | 14 | −$542 | |
| 19 | $3,052 | 6.625% | $875 | 45 | −$541 | |
| 20 | $3,077 | 6.750% | $995 | 92 | −$516 | |
| 21 | $3,154 | 6.875% | $1,515 | 175 | −$438 | |
| 22 | $3,214 | 6.500% | $1,125 | 30 | −$379 | |
| 23 | $3,216 | 6.750% | $1,200 | 40 | −$377 | |
| 24 | $3,228 | 6.375% | $975 | 16 | −$365 | |
| 25 | $3,260 | 6.625% | $1,583 | 144 | −$333 | |
| 26 | $3,263 | 6.990% | $1,393 | 60 | −$330 | |
| 27 | $3,277 | 6.500% | $1,537 | 24 | −$316 | |
| 28 | $3,342 | 6.562% | $1,509 | 10 | −$251 | |
| 29 | $3,348 | 6.990% | $1,595 | 242 | −$246 | |
| 30 | $3,349 | 6.375% | $900 | 35 | −$244 | |
| 31 | $3,415 | 7.125% | $1,562 | 11 | −$178 | |
| 32 | $3,422 | 6.375% | $1,694 | 19 | −$171 | |
| 33 | $3,425 | 6.625% | $825 | 12 | −$168 | |
| 34 | $3,455 | 6.875% | $1,295 | 167 | −$138 | |
| 35 | $3,469 | 7.308% | $1,585 | 14 | −$124 | |
| 36 | $3,485 | 6.250% | $695 | 22 | −$108 | |
| 37 | $3,495 | 7.125% | $1,522 | 36 | −$98 | |
| 38 | $3,536 | 6.990% | $1,735 | 81 | −$57 | |
| 39 | $3,552 | 6.575% | $1,295 | 44 | −$41 | |
| 40 | $3,563 | 6.990% | $1,655 | 44 | −$30 | |
| 41 | $3,612 | 6.875% | $1,495 | 11 | +$18 | |
| 42 | $3,629 | 6.800% | $1,295 | 100 | +$36 | |
| 43 | $3,663 | 6.990% | $1,793 | 74 | +$70 | |
| 44 | $3,703 | 6.625% | $2,019 | 186 | +$110 | |
| 45 | $3,808 | 4.990% | $1,395 | 418 | +$214 | |
| 46 | $3,828 | 6.990% | $1,941 | 168 | +$235 | |
| 47 | $3,880 | 6.848% | $2,025 | 54 | +$287 | |
| 48 | $3,904 | 6.625% | $2,286 | 55 | +$311 | |
| 49 | $3,976 | 6.500% | $1,595 | 10 | +$383 | |
| 50 | $4,000 | 6.625% | $1,095 | 68 | +$407 | |
| 51 | $4,014 | 6.688% | $2,404 | 180 | +$422 | |
| 52 | $4,061 | 6.624% | $2,215 | 10 | +$468 | |
| 53 | $4,116 | 6.875% | $2,397 | 19 | +$523 | |
| 54 | $4,138 | 6.990% | $2,003 | 83 | +$546 | |
| 55 | $4,253 | 6.875% | $2,125 | 23 | +$660 | |
| 56 | $4,543 | 7.058% | $2,275 | 14 | +$950 | |
| 57 | $4,827 | 6.625% | $3,166 | 192 | +$1,234 | |
| 58 | $5,069 | 6.875% | $3,940 | 15 | +$1,476 | |
| 59 | $5,402 | 7.125% | $3,959 | 31 | +$1,809 | |
| 60 | $5,972 | 6.875% | $1,175 | 19 | +$2,379 | |
| 61 | $6,088 | 6.750% | $1,695 | 14 | +$2,494 | |
| 62 | $6,488 | 7.000% | $4,284 | 31 | +$2,895 | |
| 63 | $6,775 | 6.125% | $4,641 | 149 | +$3,182 | |
| 64 | $8,715 | 6.250% | $6,711 | 72 | +$5,122 |
Includes lenders with 10+ purchase originations in Hamilton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.