Lowest closing cost mortgage lenders in Miami County County, Indiana
In Miami County, Indiana, homebuyers paid a median of $3,114 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 279 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, RUOFF MORTGAGE COMPANY, INC. offered the lowest median costs at $1,790, which is $806 less than the county median.
Homebuyers in Miami County County who chose RUOFF MORTGAGE COMPANY, INC. paid $1,324 less in closing costs than the county median.
County Median Costs
$3,114
−21.3% vs Indiana ($3,958)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,490
Purchase Originations
279
vs Indiana Median
21.3% below
$-844
vs National Median
53.8% below
$-3,627
Lender rankings in Miami County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,790 | 6.625% | $313 | 32 | −$806 | |
| 2 | $2,117 | 6.875% | $700 | 20 | −$479 | |
| 3 | $2,168 | 7.000% | $850 | 20 | −$428 | |
| 4 | $4,195 | 6.990% | $2,973 | 11 | +$1,599 |
Includes lenders with 10+ purchase originations in Miami County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.