Homebuyers in Jefferson County County who chose ZIPPY LOANS, LLC paid $2,686 less in closing costs than the county median.
County Median Costs
$4,244
+8.8% vs Indiana ($3,902)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,509
Purchase Originations
329
Denial Rate
11.5%
vs Indiana avg (7.8%)
vs Indiana Median
8.8% above
$342
vs National Median
36.5% below
$-2,436
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,558 | 8.000% | $1,285 | 24 | −$1,817 | |
| 2 | $2,505 | 6.812% | $795 | 18 | −$870 | |
| 3 | $2,710 | 6.438% | $995 | 12 | −$664 | |
| 4 | $3,088 | 6.750% | $1,585 | 19 | −$288 | |
| 5 | $3,307 | 6.688% | $1,435 | 12 | −$68 | |
| 6 | $3,436 | 6.875% | $1,545 | 12 | +$61 | |
| 7 | $4,127 | 6.688% | $2,410 | 10 | +$752 | |
| 8 | $5,936 | 6.500% | $4,174 | 11 | +$2,561 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.