Lowest closing cost mortgage lenders in Jefferson County County, Indiana
In Jefferson County, Indiana, homebuyers paid a median of $3,995 in closing costs in 2024 — near the Indiana median of $3,958. The county saw 268 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, ZIPPY LOANS, LLC offered the lowest median costs at $1,714, which is $1,077 less than the county median.
Homebuyers in Jefferson County County who chose ZIPPY LOANS, LLC paid $2,281 less in closing costs than the county median.
County Median Costs
$3,995
+0.9% vs Indiana ($3,958)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,598
Purchase Originations
268
vs Indiana Median
0.9% above
$37
vs National Median
40.7% below
$-2,746
Lender rankings in Jefferson County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,714 | 8.000% | $1,457 | 25 | −$1,077 | |
| 2 | $2,035 | 6.750% | $765 | 10 | −$756 | |
| 3 | $2,613 | 6.562% | $995 | 20 | −$178 | |
| 4 | $2,816 | 7.000% | $1,432 | 22 | +$25 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.