What are the average closing costs in Montgomery County County?

In Montgomery County County, the median total loan costs on purchase mortgages were $4,265 in 2024, based on 460 originations.

Which lender has the lowest closing costs in Montgomery County County?

Among lenders with 10+ originations in Montgomery County County, PNC Bank, National Association had the lowest median total closing costs at $2,653 in 2024.

How do closing costs in Montgomery County County compare to Indiana?

Montgomery County County closing costs (median $4,265) are 7.8% above the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Montgomery County County, Indiana

In Montgomery County, Indiana, homebuyers paid a median of $4,265 in closing costs in 2024 — above the Indiana median of $3,958. The county saw 460 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PNC Bank, National Association offered the lowest median costs at $2,653, which is $386 less than the county median.

Homebuyers in Montgomery County County who chose PNC Bank, National Association paid $1,612 less in closing costs than the county median.

County Median Costs

$4,265

+7.8% vs Indiana ($3,958)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,595

Purchase Originations

460

vs Indiana Median

7.8% above

$307

vs National Median

36.7% below

$-2,476

Lender rankings in Montgomery County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	PNC Bank, National Association	$2,653	6.875%	$1,242	29	−$386
2	RUOFF MORTGAGE COMPANY, INC.	$2,931	6.500%	$1,515	25	−$108
3	Wolfe Financial, Inc	$3,020	7.000%	$1,595	33	−$19
4	University Bank	$3,049	6.625%	$1,732	26	+$10
5	ROCKET MORTGAGE, LLC	$3,225	6.990%	$1,379	11	+$186
6	GVC MORTGAGE, INC.	$4,393	6.990%	$3,131	11	+$1,354

Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.