What are the average closing costs in Vigo County County?

In Vigo County County, the median total loan costs on purchase mortgages were $3,219 in 2024, based on 823 originations.

Which lender has the lowest closing costs in Vigo County County?

Among lenders with 10+ originations in Vigo County County, RUOFF MORTGAGE COMPANY, INC. had the lowest median total closing costs at $1,444 in 2024.

How do closing costs in Vigo County County compare to Indiana?

Vigo County County closing costs (median $3,219) are 18.7% below the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Vigo County County, Indiana

In Vigo County, Indiana, homebuyers paid a median of $3,219 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 823 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, RUOFF MORTGAGE COMPANY, INC. offered the lowest median costs at $1,444, which is $2,320 less than the county median.

Homebuyers in Vigo County County who chose RUOFF MORTGAGE COMPANY, INC. paid $1,775 less in closing costs than the county median.

County Median Costs

$3,219

−18.7% vs Indiana ($3,958)

Median Rate

6.880%

+3.9% vs national (6.620%)

Median Origination

$1,300

Purchase Originations

823

vs Indiana Median

18.7% below

$-739

vs National Median

52.3% below

$-3,522

Lender rankings in Vigo County County

12 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION	$2,149	6.750%	$400	13	−$835
2	First Farmers Bank & Trust Co.	$2,293	7.250%	$850	16	−$691
3	Fifth Third Bank, National Association	$2,388	6.625%	$1,169	23	−$596
4	Old National Bank	$2,454	6.625%	$900	18	−$530
5	The Riddell National Bank	$2,689	7.000%	$1,075	49	−$295
6	RUOFF MORTGAGE COMPANY, INC.	$2,778	6.875%	$1,515	97	−$206
7	First Financial Bank, National Association	$2,788	6.625%	$1,245	89	−$196
8	Wolfe Financial, Inc	$2,966	7.188%	$1,595	10	−$18
9	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$3,063	7.000%	$1,595	15	+$79
10	MOVEMENT MORTGAGE, LLC	$3,707	6.990%	$2,069	74	+$723
11	ROCKET MORTGAGE, LLC	$4,545	6.933%	$2,667	30	+$1,561

Includes lenders with 10+ purchase originations in Vigo County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.