Lowest closing cost mortgage lenders in Shelby County County, Indiana
In Shelby County, Indiana, homebuyers paid a median of $4,832 in closing costs in 2024 — above the Indiana median of $3,958. The county saw 469 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $1,802, which is $1,896 less than the county median.
Homebuyers in Shelby County County who chose DHI MORTGAGE COMPANY, LTD. paid $3,030 less in closing costs than the county median.
County Median Costs
$4,832
+22.1% vs Indiana ($3,958)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,097
Purchase Originations
469
vs Indiana Median
22.1% above
$874
vs National Median
28.3% below
$-1,909
Lender rankings in Shelby County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,802 | 5.870% | $0 | 10 | −$1,896 | |
| 2 | $2,482 | 6.750% | $795 | 11 | −$1,216 | |
| 3 | $2,929 | 6.875% | $1,515 | 15 | −$769 | |
| 4 | $3,363 | 6.750% | $1,701 | 10 | −$335 | |
| 5 | $4,330 | 6.562% | $2,409 | 14 | +$632 | |
| 6 | $4,623 | 6.750% | $3,127 | 15 | +$925 | |
| 7 | $4,869 | 6.990% | $3,514 | 37 | +$1,171 |
Includes lenders with 10+ purchase originations in Shelby County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.