NATIONAL COOPERATIVE BANK, N.A. closing costs and rates (2024)
In 2024, NATIONAL COOPERATIVE BANK, N.A. originated 320 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $4,636. That is $2,105 below the national median of $6,741. NATIONAL COOPERATIVE BANK, N.A. is most active in California with 121 originations there.
Purchase Originations
320
Median Total Costs
$4,636
−31.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,400
Median Lender Credits
$162
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 320 | 6.750% | $4,636 | $1,400 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 121 | 6.750% | $6,234 | #187 |
| New York | 60 | 6.875% | $4,243 | #141 |
| Michigan | 49 | 6.875% | $4,127 | — |
| District of Columbia | 29 | 6.500% | $3,211 | — |
| Maryland | 23 | 6.500% | $2,584 | — |
| Washington | 17 | 6.875% | $5,024 | — |
| Ohio | 8 | 6.375% | $2,790 | — |
| New Jersey | 4 | 6.438% | $4,417 | — |
| Illinois | 2 | 6.250% | $4,605 | — |
| Massachusetts | 2 | 6.500% | $4,150 | — |
| Minnesota | 2 | 6.688% | $3,192 | — |
| Florida | 1 | 6.375% | $4,915 | — |
| Georgia | 1 | 6.250% | $4,933 | — |
| Virginia | 1 | 6.125% | $3,356 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,563 | 6.500% | — | 9 | −$2,073 | |
| 2 | $2,746 | 6.562% | — | 10 | −$1,890 | |
| 3 | $2,787 | 6.250% | — | 5 | −$1,849 | |
| 4 | $3,211 | 6.500% | — | 29 | −$1,425 | |
| 5 | $3,393 | 6.438% | — | 4 | −$1,243 | |
| 6 | $3,934 | 6.875% | — | 8 | −$702 | |
| 7 | $3,984 | 6.625% | — | 7 | −$652 | |
| 8 | $4,055 | 7.000% | — | 18 | −$581 | |
| 9 | $4,128 | 6.750% | — | 9 | −$508 | |
| 10 | $4,182 | 6.875% | — | 23 | −$454 | |
| 11 | $4,197 | 6.750% | — | 25 | −$439 | |
| 12 | $4,288 | 6.875% | — | 3 | −$348 | |
| 13 | $4,323 | 6.875% | — | 10 | −$313 | |
| 14 | $4,640 | 7.062% | — | 4 | +$4 | |
| 15 | $4,766 | 6.125% | — | 2 | +$130 | |
| 16 | $4,941 | 6.875% | — | 15 | +$305 | |
| 17 | $4,956 | 7.375% | — | 7 | +$320 | |
| 18 | $5,043 | 7.000% | — | 5 | +$407 | |
| 19 | $6,287 | 6.750% | — | 49 | +$1,651 | |
| 20 | $6,356 | 6.375% | — | 60 | +$1,720 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.