United Nations Federal Credit Union closing costs and rates (2024)
In 2024, United Nations Federal Credit Union originated 657 purchase mortgages at a median interest rate of 5.88% and median total closing costs of $5,162. That ranks #533 nationally by origination volume. For total closing costs among lenders with 500+ originations, United Nations Federal Credit Union ranks #218. That is $1,579 below the national median of $6,741. United Nations Federal Credit Union is most active in New York with 215 originations there.
Purchase Originations
657
Ranked #533 nationally
Median Total Costs
$5,162
−23.4% vs national ($6,741)
Median Rate
5.875%
−11.3% vs national (6.620%)
Median Origination
$825
Median Lender Credits
$300
Cost Rank (500+ vol.)
#218
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 657 | 5.875% | $5,162 | $825 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 215 | 5.875% | $4,844 | #79 |
| New Jersey | 129 | 5.875% | $5,665 | #91 |
| Virginia | 100 | 6.000% | $5,059 | #127 |
| Maryland | 65 | 6.000% | $4,880 | #116 |
| District of Columbia | 37 | 5.750% | $5,882 | — |
| Massachusetts | 34 | 6.125% | $5,616 | — |
| Florida | 15 | 6.125% | $7,136 | — |
| North Carolina | 14 | 5.625% | $3,690 | — |
| Texas | 8 | 6.188% | $6,446 | — |
| California | 7 | 5.500% | $8,309 | — |
| Connecticut | 7 | 6.125% | $4,554 | — |
| Georgia | 5 | 6.125% | $5,562 | — |
| Pennsylvania | 5 | 6.000% | $4,477 | — |
| Nevada | 2 | 6.312% | $5,197 | — |
| Oregon | 2 | 6.125% | $7,145 | — |
| Tennessee | 2 | 7.062% | $5,206 | — |
| Washington | 2 | 5.562% | $6,092 | — |
| Arkansas | 1 | 6.000% | $3,236 | — |
| Colorado | 1 | 6.500% | $5,663 | — |
| Kansas | 1 | 6.000% | $3,352 | — |
| Michigan | 1 | 5.750% | $5,164 | — |
| Minnesota | 1 | 6.250% | $3,910 | — |
| New Hampshire | 1 | 6.000% | $4,700 | — |
| Rhode Island | 1 | 6.375% | $4,989 | — |
| South Carolina | 1 | 5.875% | $10,408 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,263 | 6.125% | — | 12 | −$1,899 | |
| 2 | $3,531 | 5.812% | — | 14 | −$1,631 | |
| 3 | $3,659 | 5.750% | — | 73 | −$1,503 | |
| 4 | $4,776 | 5.750% | — | 53 | −$386 | |
| 5 | $5,054 | 5.750% | — | 29 | −$108 | |
| 6 | $5,176 | 6.000% | — | 41 | +$14 | |
| 7 | $5,222 | 6.250% | — | 31 | +$60 | |
| 8 | $5,266 | 6.000% | — | 41 | +$104 | |
| 9 | $5,496 | 5.875% | — | 36 | +$334 | |
| 10 | $5,518 | 6.125% | — | 9 | +$356 | |
| 11 | $5,534 | 5.875% | — | 27 | +$372 | |
| 12 | $5,534 | 5.938% | — | 18 | +$372 | |
| 13 | $5,616 | 6.000% | — | 18 | +$454 | |
| 14 | $5,751 | 5.875% | — | 16 | +$589 | |
| 15 | $5,882 | 5.750% | — | 37 | +$720 | |
| 16 | $5,913 | 5.875% | — | 8 | +$751 | |
| 17 | $6,095 | 5.750% | — | 21 | +$933 | |
| 18 | $6,130 | 5.812% | — | 8 | +$968 | |
| 19 | $6,372 | 6.000% | — | 7 | +$1,210 | |
| 20 | $6,804 | 6.125% | — | 9 | +$1,642 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.