UBS Bank USA, National Association closing costs and rates (2024)
In 2024, UBS Bank USA, National Association originated 1,192 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $6,328. That ranks #319 nationally by origination volume. For total closing costs among lenders with 500+ originations, UBS Bank USA, National Association ranks #315. That is $413 below the national median of $6,741. UBS Bank USA, National Association is most active in California with 150 originations there.
Purchase Originations
1,192
Ranked #319 nationally
Median Total Costs
$6,328
−6.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$200
Cost Rank (500+ vol.)
#315
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,192 | 6.375% | $6,328 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 150 | 6.250% | $8,088 | #167 |
| Florida | 139 | 6.250% | $8,667 | #208 |
| New York | 108 | 6.250% | $6,397 | #115 |
| Texas | 101 | 6.375% | $8,609 | #270 |
| New Jersey | 54 | 6.375% | $7,418 | #143 |
| Colorado | 53 | 6.250% | $4,135 | #139 |
| Massachusetts | 49 | 6.375% | $6,538 | — |
| Washington | 45 | 6.500% | $5,597 | — |
| North Carolina | 43 | 6.375% | $4,504 | — |
| Tennessee | 43 | 6.375% | $5,465 | — |
| Ohio | 41 | 6.375% | $4,703 | — |
| Illinois | 34 | 6.375% | $6,693 | — |
| Georgia | 30 | 6.375% | $6,204 | — |
| Arizona | 29 | 6.375% | $6,317 | — |
| South Carolina | 25 | 6.375% | $5,444 | — |
| Virginia | 23 | 6.250% | $5,476 | — |
| Minnesota | 22 | 6.625% | $4,401 | — |
| Pennsylvania | 21 | 6.375% | $7,236 | — |
| Maryland | 18 | 6.500% | $5,971 | — |
| Michigan | 17 | 6.625% | $4,075 | — |
| Oregon | 13 | 6.500% | $5,116 | — |
| Indiana | 11 | 6.625% | $3,194 | — |
| District of Columbia | 10 | 6.312% | $8,623 | — |
| Missouri | 10 | 6.375% | $4,455 | — |
| Utah | 10 | 6.188% | $5,092 | — |
| Nevada | 9 | 6.250% | $5,574 | — |
| Connecticut | 7 | 6.500% | $6,154 | — |
| New Hampshire | 7 | 6.375% | $4,458 | — |
| Rhode Island | 7 | 6.125% | $4,981 | — |
| Alabama | 6 | 6.750% | $3,348 | — |
| Oklahoma | 6 | 6.188% | $5,983 | — |
| Vermont | 6 | 6.500% | $5,825 | — |
| Wisconsin | 6 | 6.562% | $3,552 | — |
| Idaho | 5 | 6.375% | $9,872 | — |
| Montana | 5 | 6.000% | $6,068 | — |
| Kentucky | 4 | 6.938% | $3,918 | — |
| Louisiana | 4 | 6.562% | $5,855 | — |
| Maine | 4 | 6.312% | $4,074 | — |
| Arkansas | 3 | 6.375% | $3,161 | — |
| Kansas | 3 | 6.500% | $3,241 | — |
| Delaware | 2 | 6.250% | $6,088 | — |
| Hawaii | 2 | 5.938% | $8,256 | — |
| New Mexico | 2 | 6.125% | $7,312 | — |
| South Dakota | 2 | 6.250% | $4,486 | — |
| North Dakota | 1 | 6.750% | $4,185 | — |
| West Virginia | 1 | 6.500% | $4,590 | — |
| Wyoming | 1 | 6.625% | $3,935 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,502 | 6.625% | — | 15 | −$1,826 | |
| 2 | $5,614 | 6.250% | — | 13 | −$714 | |
| 3 | $5,770 | 6.250% | — | 36 | −$558 | |
| 4 | $6,175 | 6.375% | — | 22 | −$153 | |
| 5 | $6,317 | 6.375% | — | 25 | −$11 | |
| 6 | $6,336 | 6.500% | — | 11 | +$8 | |
| 7 | $6,576 | 6.250% | — | 24 | +$248 | |
| 8 | $6,652 | 6.125% | — | 11 | +$324 | |
| 9 | $6,708 | 6.375% | — | 27 | +$380 | |
| 10 | $6,814 | 6.062% | — | 16 | +$486 | |
| 11 | $7,539 | 6.125% | — | 16 | +$1,211 | |
| 12 | $7,779 | 6.250% | — | 17 | +$1,451 | |
| 13 | $8,082 | 6.125% | — | 14 | +$1,754 | |
| 14 | $8,385 | 6.250% | — | 17 | +$2,057 | |
| 15 | $9,227 | 6.188% | — | 20 | +$2,899 | |
| 16 | $9,388 | 6.188% | — | 30 | +$3,060 | |
| 17 | $9,494 | 6.250% | — | 27 | +$3,166 | |
| 18 | $9,547 | 6.250% | — | 25 | +$3,219 | |
| 19 | $10,298 | 6.125% | — | 41 | +$3,970 | |
| 20 | $13,390 | 6.250% | — | 18 | +$7,062 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.