Homebuyers in Chittenden County County who chose Community Bank, National Association paid $1,231 less in closing costs than the county median.
County Median Costs
$5,012
−2.1% vs Vermont ($5,122)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
1,378
Denial Rate
4.3%
vs Vermont avg (6.8%)
vs Vermont Median
2.1% below
$-110
vs National Median
25.0% below
$-1,668
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,781 | 6.875% | $900 | 15 | −$1,076 | |
| 2 | $3,885 | 6.250% | $695 | 17 | −$972 | |
| 3 | $3,945 | 6.250% | $300 | 19 | −$912 | |
| 4 | $3,970 | 5.875% | $800 | 80 | −$887 | |
| 5 | $4,210 | 6.000% | $795 | 361 | −$648 | |
| 6 | $4,324 | 6.375% | $695 | 14 | −$532 | |
| 7 | $4,334 | 6.500% | $1,020 | 92 | −$523 | |
| 8 | $4,779 | 5.950% | $815 | 12 | −$78 | |
| 9 | $5,000 | 6.625% | $1,790 | 10 | +$143 | |
| 10 | $5,095 | 6.312% | $1,500 | 24 | +$238 | |
| 11 | $5,252 | 6.624% | $1,635 | 34 | +$395 | |
| 12 | $5,263 | 6.625% | $1,655 | 137 | +$406 | |
| 13 | $5,278 | 6.875% | $1,945 | 19 | +$421 | |
| 14 | $5,670 | 6.500% | $1,878 | 57 | +$813 | |
| 15 | $6,473 | 6.500% | $3,050 | 10 | +$1,616 | |
| 16 | $6,816 | 6.375% | $3,988 | 183 | +$1,960 | |
| 17 | $7,255 | 6.625% | $4,076 | 13 | +$2,398 | |
| 18 | $7,457 | 6.375% | $5,834 | 12 | +$2,600 |
Includes lenders with 10+ purchase originations in Chittenden County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.