Lowest closing cost mortgage lenders in Chittenden County County, Vermont
In Chittenden County, Vermont, homebuyers paid a median of $4,702 in closing costs in 2024 — below the Vermont median of $4,994. The county saw 1,206 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $3,088, which is $1,520 less than the county median.
Homebuyers in Chittenden County County who chose Community Bank, National Association paid $1,614 less in closing costs than the county median.
County Median Costs
$4,702
−5.8% vs Vermont ($4,994)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,475
Purchase Originations
1,206
vs Vermont Median
5.8% below
$-292
vs National Median
30.3% below
$-2,039
Lender rankings in Chittenden County County
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,088 | 6.688% | $450 | 20 | −$1,520 | |
| 2 | $3,471 | 6.500% | $495 | 304 | −$1,137 | |
| 3 | $3,599 | 6.500% | $275 | 33 | −$1,009 | |
| 4 | $3,615 | 6.875% | $695 | 11 | −$993 | |
| 5 | $3,817 | 6.812% | $950 | 10 | −$791 | |
| 6 | $3,829 | 6.125% | $800 | 77 | −$779 | |
| 7 | $4,540 | 6.625% | $1,276 | 73 | −$68 | |
| 8 | $4,555 | 6.438% | $1,060 | 24 | −$53 | |
| 9 | $4,760 | 6.990% | $1,290 | 11 | +$152 | |
| 10 | $4,888 | 6.625% | $1,626 | 71 | +$280 | |
| 11 | $4,980 | 6.625% | $1,655 | 88 | +$372 | |
| 12 | $5,003 | 6.990% | $1,790 | 14 | +$395 | |
| 13 | $5,219 | 6.875% | $695 | 22 | +$611 | |
| 14 | $5,690 | 6.625% | $2,535 | 25 | +$1,082 | |
| 15 | $5,703 | 6.957% | $2,192 | 20 | +$1,095 | |
| 16 | $5,870 | 6.625% | $3,294 | 171 | +$1,262 | |
| 17 | $5,876 | 6.500% | $5,020 | 25 | +$1,268 | |
| 18 | $6,532 | 6.500% | $3,390 | 10 | +$1,924 | |
| 19 | $7,019 | 6.750% | $4,237 | 11 | +$2,411 |
Includes lenders with 10+ purchase originations in Chittenden County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.