Northfield Savings Bank closing costs and rates (2024)
In 2024, Northfield Savings Bank originated 126 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,770. That is $2,971 below the national median of $6,741. Northfield Savings Bank is most active in Vermont with 126 originations there.
Purchase Originations
126
Median Total Costs
$3,770
−44.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$275
Median Lender Credits
$1,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 124 | 6.500% | $3,770 | $275 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Vermont | 126 | 6.500% | $3,770 | #9 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,069 | 6.125% | — | 1 | −$701 | |
| 2 | $3,312 | 6.562% | — | 6 | −$458 | |
| 3 | $3,369 | 6.625% | — | 3 | −$401 | |
| 4 | $3,394 | 7.250% | — | 1 | −$376 | |
| 5 | $3,599 | 6.500% | — | 33 | −$171 | |
| 6 | $3,855 | 6.625% | — | 16 | +$85 | |
| 7 | $3,953 | 6.500% | — | 58 | +$183 | |
| 8 | $4,069 | 6.625% | — | 1 | +$299 | |
| 9 | $4,289 | 6.250% | — | 3 | +$519 | |
| 10 | $4,429 | 6.250% | — | 4 | +$659 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.