VERMONT FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, VERMONT FEDERAL CREDIT UNION originated 165 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,811. That is $2,930 below the national median of $6,741. VERMONT FEDERAL CREDIT UNION is most active in Vermont with 165 originations there.
Purchase Originations
165
Median Total Costs
$3,811
−43.5% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$75
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 165 | 6.250% | $3,811 | $1,200 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Vermont | 165 | 6.250% | $3,811 | #7 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,266 | 6.500% | — | 1 | −$545 | |
| 2 | $3,405 | 7.000% | — | 5 | −$406 | |
| 3 | $3,537 | 6.375% | — | 1 | −$274 | |
| 4 | $3,615 | 6.188% | — | 2 | −$196 | |
| 5 | $3,779 | 5.625% | — | 13 | −$32 | |
| 6 | $3,785 | 6.250% | — | 7 | −$26 | |
| 7 | $3,804 | 6.250% | — | 1 | −$7 | |
| 8 | $3,806 | 6.250% | — | 35 | −$5 | |
| 9 | $3,829 | 6.125% | — | 77 | +$18 | |
| 10 | $4,057 | 6.250% | — | 7 | +$246 | |
| 11 | $4,261 | 6.375% | — | 3 | +$450 | |
| 12 | $4,273 | 6.500% | — | 1 | +$462 | |
| 13 | $4,533 | 6.500% | — | 12 | +$722 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.