NORTHEAST HOME LOAN, LLC closing costs and rates (2024)
In 2024, NORTHEAST HOME LOAN, LLC originated 432 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,441. That is $1,300 below the national median of $6,741. NORTHEAST HOME LOAN, LLC is most active in Vermont with 362 originations there.
Purchase Originations
432
Median Total Costs
$5,441
−19.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,222
Median Lender Credits
$3,252
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 421 | 6.625% | $5,294 | $2,262 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Vermont | 362 | 6.625% | $5,213 | #3 |
| New Hampshire | 35 | 6.875% | $5,287 | — |
| Maine | 21 | 7.125% | $7,365 | — |
| Massachusetts | 11 | 6.990% | $6,140 | — |
| North Carolina | 2 | 6.750% | $7,437 | — |
| Connecticut | 1 | 8.000% | $6,726 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,684 | 6.250% | — | 12 | −$1,757 | |
| 2 | $4,102 | 6.688% | — | 4 | −$1,339 | |
| 3 | $4,106 | 6.688% | — | 6 | −$1,335 | |
| 4 | $4,330 | 6.250% | — | 12 | −$1,111 | |
| 5 | $4,367 | 7.000% | — | 6 | −$1,074 | |
| 6 | $4,419 | 6.500% | — | 38 | −$1,022 | |
| 7 | $4,436 | 6.875% | — | 10 | −$1,005 | |
| 8 | $4,959 | 6.500% | — | 13 | −$482 | |
| 9 | $5,051 | 7.188% | — | 12 | −$390 | |
| 10 | $5,124 | 6.625% | — | 9 | −$317 | |
| 11 | $5,189 | 6.625% | — | 55 | −$252 | |
| 12 | $5,613 | 6.500% | — | 17 | +$172 | |
| 13 | $5,923 | 6.625% | — | 7 | +$482 | |
| 14 | $6,095 | 6.625% | — | 174 | +$654 | |
| 15 | $6,140 | 6.875% | — | 3 | +$699 | |
| 16 | $6,541 | 6.750% | — | 5 | +$1,100 | |
| 17 | $7,721 | 6.933% | — | 8 | +$2,280 | |
| 18 | $9,397 | 6.812% | — | 8 | +$3,956 | |
| 19 | $9,981 | 7.000% | — | 6 | +$4,540 | |
| 20 | $11,235 | 7.375% | — | 4 | +$5,794 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.