MASCOMA BANK closing costs and rates (2024)
In 2024, MASCOMA BANK originated 236 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,414. That is $2,327 below the national median of $6,741. MASCOMA BANK is most active in Vermont with 143 originations there.
Purchase Originations
236
Median Total Costs
$4,414
−34.5% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$695
Median Lender Credits
$1,000
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 236 | 6.875% | $4,414 | $695 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Vermont | 143 | 6.875% | $4,681 | #8 |
| New Hampshire | 88 | 6.875% | $3,756 | #27 |
| Maine | 5 | 6.875% | $4,016 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,522 | 6.625% | — | 1 | −$1,892 | |
| 2 | $2,704 | 6.938% | — | 4 | −$1,710 | |
| 3 | $2,878 | 6.125% | — | 2 | −$1,536 | |
| 4 | $3,086 | 7.500% | — | 1 | −$1,328 | |
| 5 | $3,368 | 6.812% | — | 20 | −$1,046 | |
| 6 | $3,441 | 7.312% | — | 2 | −$973 | |
| 7 | $3,525 | 6.438% | — | 6 | −$889 | |
| 8 | $3,532 | 6.625% | — | 7 | −$882 | |
| 9 | $4,010 | 5.875% | — | 1 | −$404 | |
| 10 | $4,062 | 6.750% | — | 2 | −$352 | |
| 11 | $4,169 | 7.000% | — | 46 | −$245 | |
| 12 | $4,488 | 6.875% | — | 77 | +$74 | |
| 13 | $4,549 | 6.875% | — | 1 | +$135 | |
| 14 | $4,768 | 6.875% | — | 14 | +$354 | |
| 15 | $5,219 | 6.875% | — | 22 | +$805 | |
| 16 | $5,424 | 6.750% | — | 6 | +$1,010 | |
| 17 | $5,430 | 6.625% | — | 13 | +$1,016 | |
| 18 | $5,628 | 6.812% | — | 2 | +$1,214 | |
| 19 | $5,970 | 7.125% | — | 3 | +$1,556 | |
| 20 | $6,591 | 7.000% | — | 2 | +$2,177 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.