Lowest closing cost mortgage lenders in Addison County County, Vermont
In Addison County, Vermont, homebuyers paid a median of $5,212 in closing costs in 2024 — above the Vermont median of $4,994. The county saw 135 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, EastRise Federal Credit Union offered the lowest median costs at $3,452, which is $1,470 less than the county median.
Homebuyers in Addison County County who chose EastRise Federal Credit Union paid $1,760 less in closing costs than the county median.
County Median Costs
$5,212
+4.4% vs Vermont ($4,994)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,520
Purchase Originations
135
vs Vermont Median
4.4% above
$218
vs National Median
22.7% below
$-1,529
Lender rankings in Addison County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,452 | 6.375% | $495 | 21 | −$1,470 | |
| 2 | $4,533 | 6.500% | $800 | 12 | −$389 | |
| 3 | $5,613 | 6.500% | $1,637 | 17 | +$691 |
Includes lenders with 10+ purchase originations in Addison County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.