Homebuyers in Addison County County who chose VERMONT FEDERAL CREDIT UNION paid $1,633 less in closing costs than the county median.
County Median Costs
$5,588
+9.1% vs Vermont ($5,122)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,258
Purchase Originations
155
Denial Rate
7.5%
vs Vermont avg (6.8%)
vs Vermont Median
9.1% above
$466
vs National Median
16.4% below
$-1,092
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,955 | 6.125% | $800 | 22 | −$1,403 | |
| 2 | $4,084 | 6.250% | $795 | 31 | −$1,274 | |
| 3 | $4,276 | 6.312% | $1,046 | 10 | −$1,082 | |
| 4 | $5,760 | 6.625% | $1,575 | 15 | +$402 | |
| 5 | $5,956 | 6.688% | $1,655 | 16 | +$598 |
Includes lenders with 10+ purchase originations in Addison County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.