Lowest closing cost mortgage lenders in Rutland County County, Vermont
In Rutland County, Vermont, homebuyers paid a median of $5,664 in closing costs in 2024 — above the Vermont median of $4,994. The county saw 315 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $2,493, which is $2,772 less than the county median.
Homebuyers in Rutland County County who chose Community Bank, National Association paid $3,171 less in closing costs than the county median.
County Median Costs
$5,664
+13.4% vs Vermont ($4,994)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,655
Purchase Originations
315
vs Vermont Median
13.4% above
$670
vs National Median
16.0% below
$-1,077
Lender rankings in Rutland County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,493 | 7.375% | $0 | 39 | −$2,772 | |
| 2 | $4,174 | 6.625% | $1,089 | 29 | −$1,090 | |
| 3 | $4,330 | 6.250% | $1,575 | 12 | −$935 | |
| 4 | $5,430 | 6.625% | $695 | 13 | +$165 | |
| 5 | $5,886 | 6.500% | $2,622 | 29 | +$621 | |
| 6 | $5,888 | 7.125% | $1,655 | 24 | +$623 | |
| 7 | $7,129 | 6.500% | $4,484 | 14 | +$1,864 | |
| 8 | $7,314 | 6.562% | $3,653 | 20 | +$2,049 |
Includes lenders with 10+ purchase originations in Rutland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.