What are the average closing costs in Washington County County?

In Washington County County, the median total loan costs on purchase mortgages were $4,919 in 2024, based on 430 originations.

Which lender has the lowest closing costs in Washington County County?

Among lenders with 10+ originations in Washington County County, EastRise Federal Credit Union had the lowest median total closing costs at $3,726 in 2024.

How do closing costs in Washington County County compare to Vermont?

Washington County County closing costs (median $4,919) are 1.5% below the Vermont state median of $4,994.

Lowest closing cost mortgage lenders in Washington County County, Vermont

In Washington County, Vermont, homebuyers paid a median of $4,919 in closing costs in 2024 — near the Vermont median of $4,994. The county saw 430 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, EastRise Federal Credit Union offered the lowest median costs at $3,726, which is $908 less than the county median.

Homebuyers in Washington County County who chose EastRise Federal Credit Union paid $1,193 less in closing costs than the county median.

County Median Costs

$4,919

−1.5% vs Vermont ($4,994)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$1,520

Purchase Originations

430

vs Vermont Median

1.5% below

$-75

vs National Median

27.0% below

$-1,822

Lender rankings in Washington County County

10 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	EastRise Federal Credit Union	$3,726	6.500%	$1,222	58	−$908
2	VERMONT FEDERAL CREDIT UNION	$3,779	5.625%	$800	13	−$855
3	Northfield Savings Bank	$4,010	6.500%	$468	57	−$624
4	Union Bank	$4,169	6.625%	$1,170	25	−$465
5	MSA MORTGAGE, LLC	$4,667	6.875%	$1,445	12	+$33
6	EMM LOANS LLC	$4,968	6.500%	$1,655	24	+$334
7	NORTHEAST HOME LOAN, LLC	$5,031	6.625%	$1,575	54	+$397
8	ROCKET MORTGAGE, LLC	$6,685	6.812%	$4,108	16	+$2,051
9	GUILD MORTGAGE COMPANY LLC	$7,178	6.500%	$3,484	10	+$2,544

Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory

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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.