Homebuyers in Washington County County who chose NORTH COUNTRY FEDERAL CREDIT UNION paid $1,270 less in closing costs than the county median.
County Median Costs
$4,887
−4.6% vs Vermont ($5,122)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,200
Purchase Originations
473
Denial Rate
6.0%
vs Vermont avg (6.8%)
vs Vermont Median
4.6% below
$-235
vs National Median
26.8% below
$-1,793
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,617 | 6.375% | $695 | 11 | −$1,053 | |
| 2 | $3,644 | 6.500% | $300 | 46 | −$1,026 | |
| 3 | $3,968 | 6.250% | $795 | 78 | −$702 | |
| 4 | $4,010 | 6.125% | $800 | 13 | −$660 | |
| 5 | $4,478 | 6.625% | $1,020 | 44 | −$192 | |
| 6 | $4,803 | 6.375% | $1,575 | 53 | +$133 | |
| 7 | $5,008 | 6.625% | $1,445 | 10 | +$338 | |
| 8 | $5,122 | 6.625% | $1,281 | 37 | +$452 | |
| 9 | $6,763 | 6.875% | $3,515 | 15 | +$2,093 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.