Homebuyers in Orange County County who chose Northfield Savings Bank paid $1,153 less in closing costs than the county median.
County Median Costs
$5,006
−2.3% vs Vermont ($5,122)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,300
Purchase Originations
189
Denial Rate
6.5%
vs Vermont avg (6.8%)
vs Vermont Median
2.3% below
$-116
vs National Median
25.1% below
$-1,674
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,853 | 6.250% | $502 | 14 | −$932 | |
| 2 | $4,182 | 6.375% | $695 | 17 | −$603 | |
| 3 | $4,456 | 6.562% | $1,402 | 10 | −$329 | |
| 4 | $4,819 | 6.688% | $1,655 | 30 | +$34 | |
| 5 | $4,942 | 6.188% | $1,628 | 18 | +$157 |
Includes lenders with 10+ purchase originations in Orange County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.