What are the average closing costs in Franklin County County?

In Franklin County County, the median total loan costs on purchase mortgages were $4,949 in 2024, based on 428 originations.

Which lender has the lowest closing costs in Franklin County County?

Among lenders with 10+ originations in Franklin County County, EastRise Federal Credit Union had the lowest median total closing costs at $3,401 in 2024.

How do closing costs in Franklin County County compare to Vermont?

Franklin County County closing costs (median $4,949) are 0.9% below the Vermont state median of $4,994.

Lowest closing cost mortgage lenders in Franklin County County, Vermont

In Franklin County, Vermont, homebuyers paid a median of $4,949 in closing costs in 2024 — near the Vermont median of $4,994. The county saw 428 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, EastRise Federal Credit Union offered the lowest median costs at $3,401, which is $923 less than the county median.

Homebuyers in Franklin County County who chose EastRise Federal Credit Union paid $1,548 less in closing costs than the county median.

County Median Costs

$4,949

−0.9% vs Vermont ($4,994)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,495

Purchase Originations

428

vs Vermont Median

0.9% below

$-45

vs National Median

26.6% below

$-1,792

Lender rankings in Franklin County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	EastRise Federal Credit Union	$3,401	6.500%	$495	80	−$923
2	VERMONT FEDERAL CREDIT UNION	$3,806	6.250%	$1,200	35	−$518
3	Union Bank	$4,317	6.750%	$1,170	45	−$7
4	NORTHEAST HOME LOAN, LLC	$4,416	6.500%	$1,575	37	+$92
5	EMM LOANS LLC	$5,120	6.875%	$1,959	11	+$796
6	CMG MORTGAGE, INC.	$5,294	6.500%	$2,184	13	+$970
7	ROCKET MORTGAGE, LLC	$5,609	6.500%	$3,638	13	+$1,285

Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.