Homebuyers in Franklin County County who chose VERMONT FEDERAL CREDIT UNION paid $1,373 less in closing costs than the county median.
County Median Costs
$5,257
+2.6% vs Vermont ($5,122)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,620
Purchase Originations
440
Denial Rate
5.4%
vs Vermont avg (6.8%)
vs Vermont Median
2.6% above
$135
vs National Median
21.3% below
$-1,423
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,884 | 5.875% | $800 | 43 | −$667 | |
| 2 | $3,982 | 6.250% | $795 | 91 | −$569 | |
| 3 | $4,483 | 6.625% | $1,031 | 23 | −$68 | |
| 4 | $4,704 | 6.938% | $1,790 | 10 | +$153 | |
| 5 | $4,946 | 6.750% | $1,653 | 38 | +$395 | |
| 6 | $4,990 | 6.375% | $1,682 | 22 | +$439 | |
| 7 | $5,513 | 6.495% | $1,960 | 10 | +$962 | |
| 8 | $5,680 | 6.500% | $2,535 | 11 | +$1,128 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.