Homebuyers in Lamoille County County who chose EastRise Federal Credit Union paid $1,308 less in closing costs than the county median.
County Median Costs
$5,395
+5.3% vs Vermont ($5,122)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,350
Purchase Originations
181
Denial Rate
6.2%
vs Vermont avg (6.8%)
vs Vermont Median
5.3% above
$273
vs National Median
19.2% below
$-1,285
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,087 | 6.000% | $795 | 23 | −$860 | |
| 2 | $4,096 | 5.938% | $800 | 10 | −$851 | |
| 3 | $4,305 | 6.625% | $1,020 | 31 | −$642 | |
| 4 | $4,675 | 6.438% | $1,028 | 10 | −$272 | |
| 5 | $8,548 | 6.500% | $4,605 | 10 | +$3,602 |
Includes lenders with 10+ purchase originations in Lamoille County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.