Lowest closing cost mortgage lenders in Lamoille County County, Vermont
In Lamoille County, Vermont, homebuyers paid a median of $5,287 in closing costs in 2024 — above the Vermont median of $4,994. The county saw 160 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, EMM LOANS LLC offered the lowest median costs at $4,240, which is $639 less than the county median.
Homebuyers in Lamoille County County who chose EMM LOANS LLC paid $1,047 less in closing costs than the county median.
County Median Costs
$5,287
+5.9% vs Vermont ($4,994)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,506
Purchase Originations
160
vs Vermont Median
5.9% above
$293
vs National Median
21.6% below
$-1,454
Lender rankings in Lamoille County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,240 | 6.625% | $1,023 | 10 | −$639 | |
| 2 | $4,496 | 6.875% | $1,226 | 39 | −$383 | |
| 3 | $4,666 | 6.500% | $974 | 12 | −$213 | |
| 4 | $4,959 | 6.500% | $2,106 | 13 | +$80 | |
| 5 | $6,941 | 6.875% | $3,983 | 10 | +$2,062 |
Includes lenders with 10+ purchase originations in Lamoille County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.