Homebuyers in Caledonia County County who chose EastRise Federal Credit Union paid $1,218 less in closing costs than the county median.
County Median Costs
$4,758
−7.1% vs Vermont ($5,122)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,295
Purchase Originations
205
Denial Rate
7.2%
vs Vermont avg (6.8%)
vs Vermont Median
7.1% below
$-364
vs National Median
28.8% below
$-1,922
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,540 | 6.500% | $795 | 21 | −$852 | |
| 2 | $3,914 | 6.625% | $1,150 | 33 | −$477 | |
| 3 | $4,159 | 6.500% | $1,175 | 16 | −$232 | |
| 4 | $4,208 | 6.625% | $595 | 10 | −$183 | |
| 5 | $4,748 | 6.625% | $1,655 | 11 | +$356 |
Includes lenders with 10+ purchase originations in Caledonia County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Vermont → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.