Purchase Originations
559
Ranked #589 nationally
Median Total Costs
$10,000
+49.7% vs national ($6,680)
↓ $155 vs prior year
Median Rate
6.125%
−5.6% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$5,110
Median Lender Credits
$21
Cost Rank (500+ vol.)
#544
among lenders with 500+ originations
Denial Rate
5.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 542 | 6.125% | $9,966 | $5,250 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Hawaii | 559 | 6.125% | $10,000 | #2 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,384 | 6.500% | — | 19 | −$3,616 | |
| 2 | $7,679 | 6.375% | — | 43 | −$2,321 | |
| 3 | $8,923 | 6.250% | — | 47 | −$1,077 | |
| 4 | $10,821 | 6.000% | — | 450 | +$821 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | American Savings Bank, F.S.B. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $485,000 | $335,000 | +$150,000 (+44.8%) |
| Median total closing costs | $10,000 | $7,127 | +$2,873 (+40.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.