Purchase Originations
711
Ranked #497 nationally
Median Total Costs
$16,582
+148.2% vs national ($6,680)
↑ $1,359 vs prior year
Median Rate
7.124%
+9.8% vs national (6.490%)
↓ 0.375% vs prior year
Median Origination
$10,875
Median Lender Credits
$7,658
Cost Rank (500+ vol.)
#612
among lenders with 500+ originations
Denial Rate
4.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 711 | 7.124% | $16,582 | $10,875 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 469 | 6.999% | $19,838 | #82 |
| Florida | 67 | 7.374% | $15,759 | #285 |
| Texas | 34 | 7.311% | $13,620 | — |
| New Jersey | 26 | 7.374% | $16,613 | — |
| Hawaii | 17 | 7.124% | $9,518 | — |
| North Carolina | 16 | 6.999% | $9,395 | — |
| Arizona | 12 | 7.124% | $15,649 | — |
| Nevada | 9 | 7.874% | $11,783 | — |
| Washington | 9 | 6.749% | $19,055 | — |
| Illinois | 7 | 7.749% | $10,723 | — |
| Colorado | 5 | 7.249% | $16,260 | — |
| Virginia | 5 | 7.624% | $7,496 | — |
| Georgia | 4 | 7.311% | $5,127 | — |
| Michigan | 4 | 6.686% | $10,655 | — |
| South Carolina | 4 | 7.436% | $9,063 | — |
| Pennsylvania | 3 | 8.374% | $11,519 | — |
| Utah | 3 | 6.999% | $6,372 | — |
| Connecticut | 2 | 7.374% | $17,811 | — |
| Indiana | 2 | 7.186% | $10,144 | — |
| Kentucky | 2 | 7.249% | $6,005 | — |
| Maryland | 2 | 7.936% | $13,673 | — |
| Missouri | 2 | 7.624% | $9,327 | — |
| Tennessee | 2 | 7.249% | $17,743 | — |
| Kansas | 1 | 7.374% | $4,178 | — |
| Montana | 1 | 7.499% | $10,762 | — |
| New Mexico | 1 | 7.749% | $9,743 | — |
| Oklahoma | 1 | 7.249% | $10,450 | — |
| Oregon | 1 | 7.124% | $10,290 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $9,005 | 7.061% | — | 14 | −$7,577 | |
| 2 | $10,366 | 7.249% | — | 18 | −$6,216 | |
| 3 | $10,428 | 7.687% | — | 6 | −$6,154 | |
| 4 | $10,723 | 7.749% | — | 5 | −$5,859 | |
| 5 | $11,357 | 6.999% | — | 6 | −$5,225 | |
| 6 | $12,601 | 7.124% | — | 8 | −$3,981 | |
| 7 | $13,179 | 7.874% | — | 7 | −$3,403 | |
| 8 | $13,935 | 7.124% | — | 11 | −$2,647 | |
| 9 | $14,572 | 7.499% | — | 6 | −$2,010 | |
| 10 | $15,604 | 6.999% | — | 7 | −$978 | |
| 11 | $16,041 | 6.999% | — | 5 | −$541 | |
| 12 | $18,511 | 7.311% | — | 8 | +$1,929 | |
| 13 | $19,298 | 6.874% | — | 7 | +$2,716 | |
| 14 | $19,495 | 7.061% | — | 22 | +$2,913 | |
| 15 | $19,508 | 7.249% | — | 18 | +$2,926 | |
| 16 | $20,511 | 6.999% | — | 271 | +$3,929 | |
| 17 | $21,268 | 6.874% | — | 40 | +$4,686 | |
| 18 | $22,009 | 6.999% | — | 70 | +$5,427 | |
| 19 | $26,801 | 7.374% | — | 5 | +$10,219 | |
| 20 | $28,516 | 7.249% | — | 5 | +$11,934 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Logan Finance Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $825,000 | $335,000 | +$490,000 (+146.3%) |
| Median total closing costs | $16,582 | $7,127 | +$9,455 (+132.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.