Central Pacific Bank closing costs and rates (2024)
In 2024, Central Pacific Bank originated 172 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,859. That is $1,118 above the national median of $6,741. Central Pacific Bank is most active in Hawaii with 172 originations there.
Purchase Originations
172
Median Total Costs
$7,859
+16.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,936
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 168 | 6.625% | $7,859 | $3,936 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Hawaii | 172 | 6.625% | $7,859 | #12 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,128 | 6.625% | — | 11 | −$3,731 | |
| 2 | $7,877 | 6.688% | — | 150 | +$18 | |
| 3 | $11,010 | 7.062% | — | 2 | +$3,151 | |
| 4 | $13,573 | 6.375% | — | 9 | +$5,714 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.