Lowest closing cost mortgage lenders in Kauai County County, Hawaii
In Kauai County, Hawaii, homebuyers paid a median of $13,506 in closing costs in 2024 — above the Hawaii median of $11,101. The county saw 220 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ROCKET MORTGAGE, LLC offered the lowest median costs at $10,013, which is $2,559 less than the county median.
Homebuyers in Kauai County County who chose ROCKET MORTGAGE, LLC paid $3,493 less in closing costs than the county median.
County Median Costs
$13,506
+21.7% vs Hawaii ($11,101)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$7,924
Purchase Originations
220
vs Hawaii Median
21.7% above
$2,405
vs National Median
100.4% above
$6,765
Lender rankings in Kauai County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $10,013 | 6.750% | $5,368 | 14 | −$2,559 | |
| 2 | $10,671 | 7.375% | $4,162 | 15 | −$1,901 | |
| 3 | $12,953 | 6.500% | $8,570 | 33 | +$381 | |
| 4 | $17,388 | 6.990% | $12,869 | 14 | +$4,816 | |
| 5 | $21,332 | 6.500% | $15,614 | 11 | +$8,760 |
Includes lenders with 10+ purchase originations in Kauai County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Hawaii → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.