Homebuyers in Kauai County County who chose American Savings Bank, F.S.B. paid $6,887 less in closing costs than the county median.
County Median Costs
$13,271
+21.8% vs Hawaii ($10,897)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$6,043
Purchase Originations
269
Denial Rate
8.2%
vs Hawaii avg (7.6%)
vs Hawaii Median
21.8% above
$2,374
vs National Median
98.7% above
$6,591
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,384 | 6.500% | $1,719 | 19 | −$5,068 | |
| 2 | $10,642 | 6.875% | $5,567 | 11 | −$810 | |
| 3 | $12,557 | 6.562% | $7,478 | 30 | +$1,105 | |
| 4 | $12,581 | 6.500% | $6,812 | 16 | +$1,129 | |
| 5 | $15,359 | 6.625% | $10,505 | 13 | +$3,907 | |
| 6 | $17,910 | 6.375% | $12,072 | 12 | +$6,458 |
Includes lenders with 10+ purchase originations in Kauai County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Hawaii → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.