Lowest closing cost mortgage lenders in Hawaii County County, Hawaii
In Hawaii County, Hawaii, homebuyers paid a median of $9,696 in closing costs in 2024 — below the Hawaii median of $11,101. The county saw 1,078 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Central Pacific Bank offered the lowest median costs at $4,128, which is $4,745 less than the county median.
Homebuyers in Hawaii County County who chose Central Pacific Bank paid $5,568 less in closing costs than the county median.
County Median Costs
$9,696
−12.7% vs Hawaii ($11,101)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,470
Purchase Originations
1,078
vs Hawaii Median
12.7% below
$-1,405
vs National Median
43.8% above
$2,955
Lender rankings in Hawaii County County
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,128 | 6.625% | $975 | 11 | −$4,745 | |
| 2 | $7,492 | 6.875% | $2,557 | 28 | −$1,381 | |
| 3 | $7,588 | 6.990% | $2,482 | 19 | −$1,285 | |
| 4 | $8,184 | 6.500% | $4,168 | 53 | −$689 | |
| 5 | $8,213 | 6.624% | $4,052 | 14 | −$660 | |
| 6 | $8,398 | 7.058% | $3,917 | 18 | −$475 | |
| 7 | $8,542 | 6.562% | $5,393 | 12 | −$331 | |
| 8 | $9,032 | 6.990% | $4,496 | 53 | +$159 | |
| 9 | $9,064 | 6.625% | $4,608 | 55 | +$191 | |
| 10 | $9,369 | 6.250% | $5,105 | 19 | +$496 | |
| 11 | $9,383 | 6.625% | $4,700 | 85 | +$510 | |
| 12 | $9,722 | 6.438% | $5,842 | 24 | +$849 | |
| 13 | $9,723 | 6.990% | $4,614 | 19 | +$850 | |
| 14 | $9,846 | 6.500% | $5,412 | 17 | +$973 | |
| 15 | $10,201 | 6.250% | $5,991 | 12 | +$1,328 | |
| 16 | $10,202 | 6.990% | $6,444 | 71 | +$1,329 |
Includes lenders with 10+ purchase originations in Hawaii County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Hawaii → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.