Citadel Servicing Corporation closing costs and rates (2024)
In 2024, Citadel Servicing Corporation originated 1,596 purchase mortgages at a median interest rate of 8.38% and median total closing costs of $14,345. That ranks #265 nationally by origination volume. For total closing costs among lenders with 500+ originations, Citadel Servicing Corporation ranks #617. That is $7,604 above the national median of $6,741. Citadel Servicing Corporation is most active in California with 410 originations there.
Purchase Originations
1,596
Ranked #265 nationally
Median Total Costs
$14,345
+112.8% vs national ($6,741)
Median Rate
8.375%
+26.5% vs national (6.620%)
Median Origination
$10,436
Median Lender Credits
$250
Cost Rank (500+ vol.)
#617
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,596 | 8.375% | $14,345 | $10,436 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 410 | 7.999% | $16,866 | #91 |
| Florida | 333 | 8.250% | $15,685 | #120 |
| Texas | 152 | 8.500% | $13,212 | #225 |
| Nevada | 62 | 8.375% | $14,520 | #88 |
| North Carolina | 56 | 8.999% | $12,292 | #188 |
| Washington | 56 | 7.875% | $14,316 | #135 |
| Arizona | 48 | 8.375% | $14,022 | — |
| New Jersey | 44 | 8.937% | $15,867 | — |
| Illinois | 41 | 8.750% | $10,794 | — |
| Hawaii | 39 | 7.999% | $18,723 | — |
| Oregon | 33 | 8.500% | $13,704 | — |
| Utah | 32 | 8.188% | $13,838 | — |
| Georgia | 31 | 8.375% | $12,545 | — |
| Maryland | 30 | 8.688% | $15,045 | — |
| Colorado | 28 | 8.500% | $12,689 | — |
| Pennsylvania | 25 | 8.625% | $13,486 | — |
| Virginia | 25 | 8.375% | $13,729 | — |
| South Carolina | 19 | 9.250% | $9,969 | — |
| Tennessee | 18 | 8.500% | $12,507 | — |
| Connecticut | 17 | 9.250% | $12,584 | — |
| Ohio | 13 | 8.875% | $10,852 | — |
| Alabama | 9 | 9.625% | $7,395 | — |
| Michigan | 9 | 8.250% | $8,038 | — |
| Idaho | 8 | 8.187% | $19,290 | — |
| New Mexico | 8 | 8.188% | $8,879 | — |
| Kansas | 7 | 9.875% | $3,707 | — |
| Missouri | 7 | 9.250% | $8,774 | — |
| Minnesota | 6 | 7.624% | $10,782 | — |
| Indiana | 4 | 8.812% | $12,830 | — |
| Louisiana | 4 | 10.250% | $9,142 | — |
| Oklahoma | 4 | 7.688% | $13,570 | — |
| Wyoming | 4 | 8.812% | $19,467 | — |
| Kentucky | 3 | 9.500% | $9,896 | — |
| New Hampshire | 3 | 9.375% | $15,692 | — |
| Delaware | 2 | 9.125% | $8,966 | — |
| Arkansas | 1 | 8.999% | $36,288 | — |
| District of Columbia | 1 | 9.500% | $19,448 | — |
| Maine | 1 | 9.500% | $9,265 | — |
| Montana | 1 | 8.625% | $18,064 | — |
| Nebraska | 1 | 10.125% | $5,832 | — |
| Wisconsin | 1 | 7.875% | $7,845 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $11,109 | 8.937% | — | 28 | −$3,236 | |
| 2 | $11,659 | 8.250% | — | 15 | −$2,686 | |
| 3 | $12,345 | 8.375% | — | 31 | −$2,000 | |
| 4 | $13,461 | 8.375% | — | 13 | −$884 | |
| 5 | $13,741 | 8.375% | — | 39 | −$604 | |
| 6 | $13,957 | 8.500% | — | 25 | −$388 | |
| 7 | $14,010 | 8.625% | — | 16 | −$335 | |
| 8 | $14,126 | 8.125% | — | 23 | −$219 | |
| 9 | $14,520 | 8.375% | — | 52 | +$175 | |
| 10 | $15,476 | 8.062% | — | 54 | +$1,131 | |
| 11 | $16,085 | 8.500% | — | 25 | +$1,740 | |
| 12 | $16,186 | 8.500% | — | 21 | +$1,841 | |
| 13 | $16,722 | 8.062% | — | 44 | +$2,377 | |
| 14 | $17,212 | 8.625% | — | 14 | +$2,867 | |
| 15 | $17,525 | 7.625% | — | 33 | +$3,180 | |
| 16 | $17,577 | 8.125% | — | 34 | +$3,232 | |
| 17 | $18,142 | 7.937% | — | 24 | +$3,797 | |
| 18 | $18,390 | 7.625% | — | 109 | +$4,045 | |
| 19 | $19,067 | 8.125% | — | 86 | +$4,722 | |
| 20 | $21,563 | 7.999% | — | 47 | +$7,218 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.