DIRECTORS MORTGAGE, INC. closing costs and rates (2024)
In 2024, DIRECTORS MORTGAGE, INC. originated 1,157 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $11,407. That ranks #335 nationally by origination volume. For total closing costs among lenders with 500+ originations, DIRECTORS MORTGAGE, INC. ranks #587. That is $4,666 above the national median of $6,741. DIRECTORS MORTGAGE, INC. is most active in Oregon with 583 originations there.
Purchase Originations
1,157
Ranked #335 nationally
Median Total Costs
$11,407
+69.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$6,157
Median Lender Credits
$250
Cost Rank (500+ vol.)
#587
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 738 | 6.875% | $10,023 | $6,311 |
| fha | 339 | 6.500% | $16,362 | $6,103 |
| va | 79 | 6.500% | $10,817 | $5,751 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 583 | 6.625% | $12,569 | #16 |
| New Mexico | 294 | 6.625% | $9,007 | #15 |
| Washington | 240 | 6.875% | $14,176 | #60 |
| California | 23 | 6.990% | $11,898 | — |
| Arizona | 10 | 6.625% | $9,110 | — |
| Colorado | 3 | 6.875% | $12,104 | — |
| Idaho | 3 | 6.990% | $23,856 | — |
| Alaska | 1 | 6.875% | $24,363 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,854 | 6.625% | — | 23 | −$4,553 | |
| 2 | $9,202 | 6.625% | — | 146 | −$2,205 | |
| 3 | $9,586 | 6.312% | — | 14 | −$1,821 | |
| 4 | $10,022 | 6.625% | — | 34 | −$1,385 | |
| 5 | $10,122 | 6.625% | — | 17 | −$1,285 | |
| 6 | $10,748 | 6.750% | — | 36 | −$659 | |
| 7 | $10,838 | 7.125% | — | 17 | −$569 | |
| 8 | $11,224 | 6.875% | — | 96 | −$183 | |
| 9 | $11,326 | 6.625% | — | 14 | −$81 | |
| 10 | $11,715 | 6.875% | — | 14 | +$308 | |
| 11 | $12,541 | 6.625% | — | 69 | +$1,134 | |
| 12 | $12,566 | 6.875% | — | 32 | +$1,159 | |
| 13 | $12,792 | 6.933% | — | 64 | +$1,385 | |
| 14 | $13,375 | 6.812% | — | 116 | +$1,968 | |
| 15 | $13,442 | 6.500% | — | 19 | +$2,035 | |
| 16 | $13,678 | 6.625% | — | 63 | +$2,271 | |
| 17 | $14,922 | 6.625% | — | 14 | +$3,515 | |
| 18 | $16,700 | 6.875% | — | 47 | +$5,293 | |
| 19 | $17,439 | 6.875% | — | 34 | +$6,032 | |
| 20 | $17,901 | 6.625% | — | 61 | +$6,494 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.