Peak Credit Union closing costs and rates (2024)
In 2024, Peak Credit Union originated 147 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $6,531. That is $210 below the national median of $6,741. Peak Credit Union is most active in Oregon with 93 originations there.
Purchase Originations
147
Median Total Costs
$6,531
−3.1% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,387
Median Lender Credits
$429
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 144 | 6.375% | $6,532 | $3,455 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 93 | 6.375% | $7,521 | #74 |
| Washington | 54 | 6.375% | $3,788 | #136 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,167 | 6.625% | — | 5 | −$3,364 | |
| 2 | $3,681 | 6.125% | — | 18 | −$2,850 | |
| 3 | $3,690 | 6.375% | — | 11 | −$2,841 | |
| 4 | $3,719 | 6.625% | — | 8 | −$2,812 | |
| 5 | $5,308 | 6.000% | — | 4 | −$1,223 | |
| 6 | $5,315 | 6.312% | — | 6 | −$1,216 | |
| 7 | $6,010 | 6.500% | — | 5 | −$521 | |
| 8 | $6,075 | 5.875% | — | 1 | −$456 | |
| 9 | $6,605 | 6.812% | — | 4 | +$74 | |
| 10 | $6,995 | 6.000% | — | 1 | +$464 | |
| 11 | $7,060 | 6.500% | — | 2 | +$529 | |
| 12 | $7,117 | 6.375% | — | 7 | +$586 | |
| 13 | $7,225 | 6.500% | — | 19 | +$694 | |
| 14 | $7,811 | 6.188% | — | 36 | +$1,280 | |
| 15 | $7,902 | 6.312% | — | 2 | +$1,371 | |
| 16 | $7,963 | 6.125% | — | 3 | +$1,432 | |
| 17 | $8,646 | 6.250% | — | 1 | +$2,115 | |
| 18 | $9,178 | 7.000% | — | 1 | +$2,647 | |
| 19 | $9,397 | 6.000% | — | 5 | +$2,866 | |
| 20 | $9,903 | 6.062% | — | 2 | +$3,372 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.