Purchase Originations
1,236
Ranked #319 nationally
Median Total Costs
$6,766
+1.3% vs national ($6,680)
↓ $519 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.010% vs prior year
Median Origination
$1,590
Median Lender Credits
$300
Cost Rank (500+ vol.)
#343
among lenders with 500+ originations
Denial Rate
5.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| va | 524 | 6.250% | $7,584 | $895 |
| conventional | 463 | 6.624% | $5,511 | $2,848 |
| fha | 206 | 6.500% | $10,080 | $3,077 |
| usda | 43 | 6.250% | $4,913 | $65 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 534 | 6.495% | $6,562 | #53 |
| Kentucky | 121 | 6.500% | $5,777 | #77 |
| Oregon | 111 | 6.490% | $7,012 | #69 |
| Texas | 90 | 6.250% | $7,574 | #289 |
| South Carolina | 71 | 6.500% | $7,227 | #140 |
| Montana | 65 | 6.624% | $9,176 | #30 |
| Virginia | 60 | 6.250% | $9,801 | #165 |
| Tennessee | 27 | 6.250% | $5,139 | — |
| Florida | 25 | 6.250% | $5,587 | — |
| Washington | 18 | 6.125% | $7,720 | — |
| Georgia | 17 | 6.250% | $9,288 | — |
| Ohio | 17 | 6.500% | $6,187 | — |
| Wisconsin | 17 | 6.500% | $3,411 | — |
| Minnesota | 10 | 6.188% | $7,064 | — |
| Colorado | 9 | 6.500% | $15,080 | — |
| Alabama | 7 | 6.125% | $8,532 | — |
| Arizona | 6 | 6.312% | $6,417 | — |
| Maryland | 6 | 6.245% | $4,158 | — |
| Pennsylvania | 4 | 6.438% | $6,477 | — |
| Nevada | 3 | 6.500% | $5,041 | — |
| West Virginia | 3 | 6.250% | $7,230 | — |
| Alaska | 2 | 6.438% | $13,588 | — |
| Arkansas | 2 | 5.688% | $3,580 | — |
| California | 2 | 5.938% | $16,581 | — |
| Idaho | 2 | 6.125% | $7,867 | — |
| Indiana | 2 | 6.188% | $3,691 | — |
| Michigan | 2 | 6.375% | $19,597 | — |
| Delaware | 1 | 6.625% | $4,068 | — |
| New Jersey | 1 | 6.250% | $8,038 | — |
| Utah | 1 | 6.750% | $2,831 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,228 | 6.250% | — | 17 | −$2,538 | |
| 2 | $4,356 | 6.750% | — | 23 | −$2,410 | |
| 3 | $4,442 | 6.625% | — | 15 | −$2,324 | |
| 4 | $4,472 | 6.625% | — | 82 | −$2,294 | |
| 5 | $4,819 | 6.750% | — | 13 | −$1,947 | |
| 6 | $5,706 | 6.625% | — | 14 | −$1,060 | |
| 7 | $5,972 | 6.124% | — | 96 | −$794 | |
| 8 | $6,364 | 6.625% | — | 25 | −$402 | |
| 9 | $7,198 | 6.250% | — | 12 | +$432 | |
| 10 | $7,228 | 6.490% | — | 105 | +$462 | |
| 11 | $7,243 | 6.125% | — | 16 | +$477 | |
| 12 | $7,287 | 6.624% | — | 35 | +$521 | |
| 13 | $7,307 | 6.370% | — | 14 | +$541 | |
| 14 | $7,481 | 6.750% | — | 12 | +$715 | |
| 15 | $7,816 | 6.500% | — | 39 | +$1,050 | |
| 16 | $7,824 | 6.375% | — | 16 | +$1,058 | |
| 17 | $8,656 | 6.624% | — | 48 | +$1,890 | |
| 18 | $9,097 | 6.375% | — | 13 | +$2,331 | |
| 19 | $10,023 | 6.250% | — | 13 | +$3,257 | |
| 20 | $10,163 | 6.125% | — | 11 | +$3,397 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | GoPrime Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $315,000 | $335,000 | −$20,000 (−6.0%) |
| Median total closing costs | $6,766 | $7,127 | −$361 (−5.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.