Lowest closing cost mortgage lenders in Columbia County County, Oregon
In Columbia County, Oregon, homebuyers paid a median of $9,316 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 475 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, ONPOINT COMMUNITY CREDIT UNION offered the lowest median costs at $4,179, which is $2,846 less than the county median.
Homebuyers in Columbia County County who chose ONPOINT COMMUNITY CREDIT UNION paid $5,137 less in closing costs than the county median.
County Median Costs
$9,316
+13.8% vs Oregon ($8,183)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,582
Purchase Originations
475
vs Oregon Median
13.8% above
$1,133
vs National Median
38.2% above
$2,575
Lender rankings in Columbia County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,179 | 6.812% | $798 | 20 | −$2,846 | |
| 2 | $6,751 | 6.625% | $2,840 | 13 | −$274 | |
| 3 | $7,023 | 6.624% | $3,986 | 12 | −$2 | |
| 4 | $7,805 | 6.500% | $3,412 | 17 | +$780 | |
| 5 | $8,625 | 6.875% | $5,454 | 46 | +$1,600 | |
| 6 | $9,266 | 6.438% | $6,803 | 28 | +$2,241 |
Includes lenders with 10+ purchase originations in Columbia County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.