Homebuyers in Columbia County County who chose ONPOINT COMMUNITY CREDIT UNION paid $3,344 less in closing costs than the county median.
County Median Costs
$9,408
+19.7% vs Oregon ($7,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$4,020
Purchase Originations
495
Denial Rate
8.1%
vs Oregon avg (6.1%)
vs Oregon Median
19.7% above
$1,548
vs National Median
40.8% above
$2,728
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,064 | 6.375% | $2,246 | 15 | −$1,015 | |
| 2 | $6,782 | 6.625% | $4,089 | 19 | −$297 | |
| 3 | $8,230 | 6.625% | $4,962 | 47 | +$1,151 | |
| 4 | $9,655 | 6.625% | $7,439 | 15 | +$2,576 | |
| 5 | $11,462 | 6.558% | $8,736 | 32 | +$4,383 |
Includes lenders with 10+ purchase originations in Columbia County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.