Unitus Community Credit Union closing costs and rates (2024)
In 2024, Unitus Community Credit Union originated 105 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,581. That is $2,160 below the national median of $6,741. Unitus Community Credit Union is most active in Oregon with 84 originations there.
Purchase Originations
105
Median Total Costs
$4,581
−32.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,780
Median Lender Credits
$214
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 105 | 6.500% | $4,581 | $1,780 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oregon | 84 | 6.500% | $4,547 | #77 |
| Washington | 17 | 7.000% | $4,814 | — |
| California | 3 | 6.375% | $5,284 | — |
| Arizona | 1 | 6.125% | $3,365 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,648 | 6.375% | — | 1 | −$1,933 | |
| 2 | $3,365 | 6.125% | — | 1 | −$1,216 | |
| 3 | $3,720 | 6.125% | — | 2 | −$861 | |
| 4 | $3,804 | 6.500% | — | 1 | −$777 | |
| 5 | $4,030 | 6.375% | — | 19 | −$551 | |
| 6 | $4,073 | 6.875% | — | 1 | −$508 | |
| 7 | $4,100 | 6.125% | — | 1 | −$481 | |
| 8 | $4,125 | 6.125% | — | 1 | −$456 | |
| 9 | $4,235 | 7.000% | — | 1 | −$346 | |
| 10 | $4,489 | 6.500% | — | 23 | −$92 | |
| 11 | $4,784 | 6.875% | — | 2 | +$203 | |
| 12 | $4,890 | 6.875% | — | 1 | +$309 | |
| 13 | $5,201 | 6.500% | — | 17 | +$620 | |
| 14 | $5,284 | 6.375% | — | 1 | +$703 | |
| 15 | $5,372 | 6.000% | — | 1 | +$791 | |
| 16 | $5,415 | 7.375% | — | 16 | +$834 | |
| 17 | $5,496 | 7.250% | — | 12 | +$915 | |
| 18 | $6,256 | 6.000% | — | 3 | +$1,675 | |
| 19 | $12,715 | 7.375% | — | 1 | +$8,134 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.