Lowest closing cost mortgage lenders in Multnomah County County, Oregon
In Multnomah County, Oregon, homebuyers paid a median of $7,477 in closing costs in 2024 — below the Oregon median of $8,183. The county saw 6,518 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FAIRWAY INDEPENDENT MORTGAGE CORPORATION offered the lowest median costs at $200, which is $7,837 less than the county median.
Homebuyers in Multnomah County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $7,277 less in closing costs than the county median.
County Median Costs
$7,477
−8.6% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,467
Purchase Originations
6,518
vs Oregon Median
8.6% below
$-706
vs National Median
10.9% above
$736
Lender rankings in Multnomah County County
80 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,324 | 6.375% | $500 | 88 | −$4,220 | |
| 2 | $3,093 | 6.625% | $0 | 13 | −$3,451 | |
| 3 | $3,846 | 5.750% | $0 | 22 | −$2,698 | |
| 4 | $3,851 | 6.438% | $880 | 16 | −$2,693 | |
| 5 | $3,889 | 6.025% | $815 | 16 | −$2,655 | |
| 6 | $3,955 | 6.375% | $0 | 18 | −$2,589 | |
| 7 | $3,956 | 6.500% | $899 | 13 | −$2,588 | |
| 8 | $4,030 | 6.375% | $1,702 | 19 | −$2,514 | |
| 9 | $4,136 | 6.375% | $1,180 | 26 | −$2,408 | |
| 10 | $4,192 | 6.438% | $1,119 | 30 | −$2,352 | |
| 11 | $4,196 | 6.490% | $250 | 24 | −$2,348 | |
| 12 | $4,404 | 6.375% | $1,830 | 13 | −$2,140 | |
| 13 | $4,463 | 6.500% | $795 | 544 | −$2,081 | |
| 14 | $4,618 | 6.438% | $400 | 20 | −$1,926 | |
| 15 | $4,656 | 6.500% | $400 | 28 | −$1,888 | |
| 16 | $4,726 | 6.875% | $2,295 | 60 | −$1,818 | |
| 17 | $4,842 | 6.625% | $1,437 | 82 | −$1,702 | |
| 18 | $5,223 | 6.625% | $1,162 | 51 | −$1,321 | |
| 19 | $5,242 | 6.375% | $1,323 | 69 | −$1,302 | |
| 20 | $5,312 | 6.500% | $1,425 | 81 | −$1,232 | |
| 21 | $5,377 | 6.312% | $2,498 | 42 | −$1,167 | |
| 22 | $5,391 | 6.625% | $1,919 | 39 | −$1,153 | |
| 23 | $5,447 | 6.937% | $2,870 | 51 | −$1,097 | |
| 24 | $5,560 | 6.625% | $2,697 | 53 | −$984 | |
| 25 | $5,566 | 6.990% | $2,977 | 43 | −$978 | |
| 26 | $5,596 | 6.562% | $1,495 | 16 | −$948 | |
| 27 | $5,832 | 6.000% | $3,080 | 32 | −$712 | |
| 28 | $5,888 | 6.750% | $3,084 | 41 | −$656 | |
| 29 | $6,087 | 6.875% | $2,155 | 24 | −$457 | |
| 30 | $6,220 | 6.625% | $2,225 | 20 | −$324 | |
| 31 | $6,249 | 6.875% | $1,796 | 29 | −$295 | |
| 32 | $6,331 | 6.500% | $3,780 | 138 | −$213 | |
| 33 | $6,341 | 6.875% | $2,362 | 49 | −$203 | |
| 34 | $6,359 | 6.625% | $3,846 | 254 | −$185 | |
| 35 | $6,446 | 6.625% | $3,111 | 45 | −$98 | |
| 36 | $6,456 | 6.625% | $3,877 | 32 | −$88 | |
| 37 | $6,529 | 6.990% | $3,238 | 22 | −$15 | |
| 38 | $6,535 | 7.125% | $1,892 | 36 | −$9 | |
| 39 | $6,699 | 7.062% | $3,237 | 10 | +$155 | |
| 40 | $6,706 | 6.625% | $2,480 | 13 | +$162 | |
| 41 | $6,807 | 6.875% | $3,406 | 125 | +$263 | |
| 42 | $6,819 | 6.312% | $2,910 | 26 | +$275 | |
| 43 | $6,826 | 6.490% | $4,312 | 42 | +$282 | |
| 44 | $6,864 | 7.000% | $3,884 | 29 | +$320 | |
| 45 | $7,018 | 7.000% | $3,056 | 14 | +$474 | |
| 46 | $7,026 | 6.500% | $4,477 | 78 | +$482 | |
| 47 | $7,056 | 6.875% | $3,675 | 58 | +$512 | |
| 48 | $7,116 | 6.875% | $4,681 | 83 | +$572 | |
| 49 | $7,264 | 6.625% | $4,029 | 195 | +$720 | |
| 50 | $7,357 | 6.625% | $4,353 | 57 | +$813 | |
| 51 | $7,369 | 6.625% | $4,368 | 14 | +$825 | |
| 52 | $7,398 | 6.625% | $4,325 | 461 | +$854 | |
| 53 | $7,632 | 6.750% | $4,415 | 14 | +$1,088 | |
| 54 | $7,634 | 6.625% | $3,596 | 15 | +$1,090 | |
| 55 | $7,701 | 6.875% | $4,303 | 35 | +$1,157 | |
| 56 | $7,716 | 6.625% | $4,525 | 130 | +$1,172 | |
| 57 | $7,887 | 6.625% | $4,590 | 460 | +$1,343 | |
| 58 | $7,950 | 6.625% | $5,290 | 13 | +$1,406 | |
| 59 | $8,054 | 6.125% | $5,656 | 21 | +$1,510 | |
| 60 | $8,055 | 6.625% | $4,588 | 18 | +$1,511 | |
| 61 | $8,218 | 6.875% | $4,763 | 115 | +$1,674 | |
| 62 | $8,524 | 6.125% | $5,894 | 22 | +$1,980 | |
| 63 | $8,527 | 6.933% | $5,689 | 18 | +$1,983 | |
| 64 | $8,537 | 6.750% | $5,172 | 30 | +$1,993 | |
| 65 | $8,726 | 6.500% | $5,158 | 11 | +$2,182 | |
| 66 | $8,964 | 6.875% | $5,728 | 40 | +$2,420 | |
| 67 | $9,063 | 7.000% | $4,603 | 18 | +$2,519 | |
| 68 | $9,124 | 6.812% | $6,091 | 14 | +$2,580 | |
| 69 | $9,134 | 6.115% | $6,289 | 17 | +$2,590 | |
| 70 | $9,449 | 6.990% | $6,189 | 43 | +$2,905 | |
| 71 | $9,652 | 6.950% | $6,674 | 194 | +$3,108 | |
| 72 | $9,660 | 7.125% | $6,737 | 45 | +$3,116 | |
| 73 | $9,755 | 6.562% | $7,229 | 12 | +$3,211 | |
| 74 | $10,041 | 6.875% | $6,060 | 43 | +$3,497 | |
| 75 | $10,192 | 6.875% | $6,387 | 69 | +$3,648 | |
| 76 | $11,040 | 6.625% | $8,354 | 11 | +$4,496 | |
| 77 | $12,756 | 7.062% | $6,060 | 16 | +$6,212 | |
| 78 | $17,439 | 7.000% | $13,120 | 13 | +$10,895 |
Includes lenders with 10+ purchase originations in Multnomah County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.