GENERATIONS HOME LOANS, LLC closing costs and rates (2024)
In 2024, GENERATIONS HOME LOANS, LLC originated 705 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,559. That ranks #506 nationally by origination volume. For total closing costs among lenders with 500+ originations, GENERATIONS HOME LOANS, LLC ranks #409. That is $818 above the national median of $6,741. GENERATIONS HOME LOANS, LLC is most active in Washington with 301 originations there.
Purchase Originations
705
Ranked #506 nationally
Median Total Costs
$7,559
+12.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,744
Median Lender Credits
$225
Cost Rank (500+ vol.)
#409
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 553 | 6.875% | $6,186 | $3,201 |
| fha | 103 | 6.250% | $16,669 | $6,021 |
| va | 49 | 6.250% | $12,814 | $4,930 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 301 | 6.875% | $6,247 | #45 |
| California | 273 | 6.625% | $10,848 | #122 |
| Oregon | 115 | 6.625% | $4,820 | #65 |
| Utah | 9 | 6.624% | $5,812 | — |
| Arizona | 3 | 6.124% | $9,038 | — |
| Idaho | 3 | 6.990% | $11,054 | — |
| Colorado | 1 | 6.990% | $4,170 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,087 | 6.490% | — | 20 | −$3,472 | |
| 2 | $4,593 | 6.933% | — | 12 | −$2,966 | |
| 3 | $4,715 | 6.625% | — | 5 | −$2,844 | |
| 4 | $4,920 | 6.812% | — | 62 | −$2,639 | |
| 5 | $4,944 | 6.933% | — | 6 | −$2,615 | |
| 6 | $5,310 | 6.125% | — | 27 | −$2,249 | |
| 7 | $5,917 | 6.557% | — | 8 | −$1,642 | |
| 8 | $6,001 | 6.875% | — | 107 | −$1,558 | |
| 9 | $6,630 | 6.990% | — | 47 | −$929 | |
| 10 | $7,063 | 6.750% | — | 24 | −$496 | |
| 11 | $7,235 | 6.933% | — | 32 | −$324 | |
| 12 | $7,676 | 6.562% | — | 30 | +$117 | |
| 13 | $8,504 | 6.625% | — | 12 | +$945 | |
| 14 | $9,371 | 6.625% | — | 47 | +$1,812 | |
| 15 | $9,684 | 6.500% | — | 17 | +$2,125 | |
| 16 | $10,776 | 6.625% | — | 23 | +$3,217 | |
| 17 | $11,062 | 7.000% | — | 5 | +$3,503 | |
| 18 | $11,772 | 6.625% | — | 37 | +$4,213 | |
| 19 | $12,636 | 6.625% | — | 91 | +$5,077 | |
| 20 | $23,024 | 5.870% | — | 4 | +$15,465 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.