Purchase Originations
2,280
Ranked #201 nationally
Median Total Costs
$4,659
−30.3% vs national ($6,680)
↓ $7 vs prior year
Median Rate
6.125%
−5.6% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$750
Median Lender Credits
$1,000
Cost Rank (500+ vol.)
#162
among lenders with 500+ originations
Denial Rate
7.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,239 | 6.125% | $4,635 | $756 |
| fha | 22 | 6.250% | $11,306 | $598 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 2,028 | 6.125% | $4,667 | #7 |
| Idaho | 77 | 6.250% | $4,207 | #55 |
| California | 55 | 5.875% | $5,943 | #252 |
| Arizona | 41 | 6.375% | $3,183 | — |
| Oregon | 39 | 6.500% | $3,910 | — |
| South Carolina | 19 | 6.125% | $3,815 | — |
| Illinois | 6 | 6.250% | $4,390 | — |
| Missouri | 6 | 6.250% | $3,050 | — |
| Kansas | 5 | 6.250% | $1,753 | — |
| Pennsylvania | 4 | 6.500% | $3,211 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,329 | 6.000% | — | 9 | −$2,330 | |
| 2 | $3,502 | 6.375% | — | 91 | −$1,157 | |
| 3 | $3,559 | 6.125% | — | 40 | −$1,100 | |
| 4 | $3,624 | 6.375% | — | 25 | −$1,035 | |
| 5 | $3,831 | 6.375% | — | 31 | −$828 | |
| 6 | $3,859 | 6.250% | — | 25 | −$800 | |
| 7 | $3,910 | 6.500% | — | 11 | −$749 | |
| 8 | $3,918 | 6.250% | — | 9 | −$741 | |
| 9 | $3,960 | 6.500% | — | 31 | −$699 | |
| 10 | $3,996 | 6.375% | — | 55 | −$663 | |
| 11 | $4,066 | 6.125% | — | 23 | −$593 | |
| 12 | $4,199 | 6.375% | — | 263 | −$460 | |
| 13 | $4,225 | 6.250% | — | 52 | −$434 | |
| 14 | $4,364 | 6.500% | — | 16 | −$295 | |
| 15 | $4,792 | 6.125% | — | 414 | +$133 | |
| 16 | $4,948 | 6.125% | — | 9 | +$289 | |
| 17 | $4,994 | 6.125% | — | 946 | +$335 | |
| 18 | $6,177 | 6.250% | — | 9 | +$1,518 | |
| 19 | $6,549 | 6.500% | — | 9 | +$1,890 | |
| 20 | $7,583 | 5.875% | — | 14 | +$2,924 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Boeing Employees Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $545,000 | $335,000 | +$210,000 (+62.7%) |
| Median total closing costs | $4,659 | $7,127 | −$2,468 (−34.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.