Homebuyers in Jefferson County County who chose THE LOAN STORE, INC. paid $3,262 less in closing costs than the county median.
County Median Costs
$9,921
+26.2% vs Oregon ($7,860)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$4,208
Purchase Originations
287
Denial Rate
6.9%
vs Oregon avg (6.1%)
vs Oregon Median
26.2% above
$2,061
vs National Median
48.5% above
$3,241
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,659 | 6.625% | $4,352 | 10 | −$579 | |
| 2 | $7,984 | 6.562% | $4,134 | 12 | +$746 | |
| 3 | $8,454 | 6.500% | $4,916 | 16 | +$1,216 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.