Lowest closing cost mortgage lenders in Jefferson County County, Oregon
In Jefferson County, Oregon, homebuyers paid a median of $9,888 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 236 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, FAIRWAY INDEPENDENT MORTGAGE CORPORATION offered the lowest median costs at $4,077, which is $2,675 less than the county median.
Homebuyers in Jefferson County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $5,811 less in closing costs than the county median.
County Median Costs
$9,888
+20.8% vs Oregon ($8,183)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$4,615
Purchase Originations
236
vs Oregon Median
20.8% above
$1,705
vs National Median
46.7% above
$3,147
Lender rankings in Jefferson County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,077 | 6.625% | $1,798 | 15 | −$2,675 | |
| 2 | $9,908 | 6.438% | $6,516 | 10 | +$3,156 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.