Lowest closing cost mortgage lenders in Polk County County, Oregon
In Polk County, Oregon, homebuyers paid a median of $8,768 in closing costs in 2024 — above the Oregon median of $8,183. The county saw 849 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CLICK N' CLOSE, INC. offered the lowest median costs at $3,391, which is $11,980 less than the county median.
Homebuyers in Polk County County who chose CLICK N' CLOSE, INC. paid $5,377 less in closing costs than the county median.
County Median Costs
$8,768
+7.2% vs Oregon ($8,183)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,502
Purchase Originations
849
vs Oregon Median
7.2% above
$585
vs National Median
30.1% above
$2,027
Lender rankings in Polk County County
18 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,860 | 6.875% | $1,300 | 11 | −$3,604 | |
| 2 | $3,885 | 6.875% | $1,645 | 11 | −$3,579 | |
| 3 | $4,494 | 6.500% | $795 | 21 | −$2,970 | |
| 4 | $5,374 | 6.500% | $1,425 | 13 | −$2,090 | |
| 5 | $5,733 | 6.990% | $3,171 | 22 | −$1,731 | |
| 6 | $6,240 | 6.625% | $2,425 | 14 | −$1,224 | |
| 7 | $6,649 | 6.600% | $5,080 | 11 | −$815 | |
| 8 | $7,015 | 7.250% | $3,574 | 11 | −$449 | |
| 9 | $7,080 | 6.500% | $4,402 | 10 | −$384 | |
| 10 | $7,453 | 6.500% | $4,422 | 27 | −$11 | |
| 11 | $7,953 | 6.500% | $5,640 | 27 | +$489 | |
| 12 | $8,275 | 6.625% | $5,362 | 63 | +$811 | |
| 13 | $8,321 | 6.625% | $4,807 | 14 | +$857 | |
| 14 | $9,038 | 6.625% | $5,950 | 28 | +$1,574 | |
| 15 | $9,122 | 6.499% | $5,938 | 11 | +$1,658 | |
| 16 | $11,143 | 6.625% | $7,800 | 23 | +$3,679 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.