Homebuyers in Polk County County who chose MORTGAGE RESEARCH CENTER, LLC paid $7,669 less in closing costs than the county median.
County Median Costs
$9,215
+17.2% vs Oregon ($7,860)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$3,531
Purchase Originations
775
Denial Rate
7.9%
vs Oregon avg (6.1%)
vs Oregon Median
17.2% above
$1,355
vs National Median
38.0% above
$2,535
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,768 | 5.375% | $0 | 21 | −$3,184 | |
| 2 | $5,063 | 6.625% | $1,252 | 11 | −$1,889 | |
| 3 | $5,686 | 6.844% | $2,544 | 14 | −$1,266 | |
| 4 | $6,155 | 6.625% | $3,134 | 11 | −$797 | |
| 5 | $6,284 | 6.625% | $2,392 | 25 | −$668 | |
| 6 | $6,481 | 6.375% | $3,439 | 17 | −$471 | |
| 7 | $7,666 | 6.500% | $4,564 | 17 | +$714 | |
| 8 | $7,677 | 7.183% | $3,140 | 10 | +$725 | |
| 9 | $8,090 | 6.375% | $4,132 | 11 | +$1,138 | |
| 10 | $8,400 | 6.375% | $4,975 | 10 | +$1,448 | |
| 11 | $8,790 | 6.500% | $5,254 | 41 | +$1,838 | |
| 12 | $9,724 | 6.625% | $5,894 | 43 | +$2,772 | |
| 13 | $11,099 | 6.625% | $8,394 | 14 | +$4,147 |
Includes lenders with 10+ purchase originations in Polk County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oregon → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.